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Active·Listed today

2567 Spring Meadows Drive

Middleburg, FL 32068

$389,500$213/sqftEst. $2,063/moMLS# 2165464
3
Beds
2
Baths
1,829
Sq Ft
2002
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $61/mo11,326 sqft lotSingle Family Residence1 story

About this home

Middleburg

Villages of Fireside pool home ready to move right in, NO CDD and low HOA! The winding tree-lined streets will lead you to 2567 Spring Meadows Drive located on a quiet cul-de-sac with an extended driveway. This home features 3 bedrooms and 2 upgraded bathrooms, plus a practical split-bedroom floor plan with plenty of room to relax and entertain. Inside, enjoy spacious living areas, a cozy wood burning fireplace, a well-appointed kitchen with pantry storage and breakfast bar, and a relaxing primary suite with a soaking tub and separate shower. Step outside and discover your own private backyard retreat. The large yard features a screen enclosed sparkling swimming pool with the option to be heated by an electric heater, plus a separate hot tub. The tiki bar conveys creating a fun setting for weekend gatherings, relaxing evenings, and enjoying the Florida lifestyle, making it feel like vacation anytime! There's also a double gate on the side for easy access to ample parking for a boat or

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,063
Property taxesest. at asking price, Clay County$597
HOAbilled annually$61
Estimated total, before insurance$2,721/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,782/yr · $232/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$389,500
$77,900
Loan Term
Monthly Payment
$2,063
Principal & Interest: $2,063
Property taxes (est.): $597
Insurance (est.): $260
Estimated Total Monthly
$2,919
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,782/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 23, 2026Active$389,500
  • Sep 18, 2026Listed$389,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$389,500
Price / Sq Ft$213
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,829
Acres0.26 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Fenced, Heated, Pool Cover, Screen Enclosure
Is WaterfrontNo

Community Information

Address2567 Spring Meadows Drive, Middleburg, FL 32068
Area146-Middleburg-NE
SubdivisionVillages Of Fireside
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size11,325.6 sq ft
Parcel Number45052500898901353

Amenities

AmenitiesGated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringVinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
SecuritySecurity Gate

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Screened
FencingBack Yard
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 23, 2026
Days on Market0
HOA Fees$735 / Annually
HOA FrequencyAnnually
Tax Amount$2,781.71
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY · StarrKeating@CBVFL.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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