$380,000Sold3 bd · 2.5 ba · 2,168 sq ft
Sold·Closed Oct 14, 2026·4 days on market
728 Tara Farms Drive
Middleburg, FL 32068
About this home
Middleburg
Looking for room to spread out? This 3 bedroom, 2.5 bath home offers 2,168 SF of living space on an impressive 3.85 acre lot in Middleburg. Built in 1977, this fixer-upper home offers a great combination of space, privacy and versatility with no HOA or association fees. One of the standout features is the abundance of garage and workspace. In addition to an attached 2 car garage, the property features a detached 2 car garage with additional workspace, perfect for a workshop, hobbies, projects, extra storage or anyone who simply needs more space. Roof 2017, HVACs 1998 & 2011, Water Heater 2018. Convenient to Middleburg, Orange Park and surrounding areas. Property is sold as is. Come see this property today!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Read at the listing’s map pin. On a lot this size the zone can change across the property, and the pin may not be where the house stands.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — 2017 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,702 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Alpine Groves Parkabout 8 mi · 1 mi of trails
Closest public boat ramp
Old Ferry Public Boat Ramp (aka. Rideout Ferry)about 2 mi · St. Johns River - Black Creek
Closest kayak & paddleboard launch
Doctors Lake Park Kayak Launchabout 3 mi · Doctors Lake
Closest grocery store
Winn-Dixieabout 7 mi · 8560 Argyle Forest Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,622/yr
Estimated taxes if purchased at asking price: ~$7,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 15, 2026Closed$415,000
- Sep 23, 2026Pending$415,000
- Sep 8, 2026Active Under Contract$415,000
- Sep 4, 2026Active$415,000
- Sep 3, 2026Price change$415,000+$16,000
- Aug 12, 2026Listed$399,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $181/sq ft; this home is listed at $175/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1700 Hollow Glen Drive, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $325,000 | $181 | 3/2 | 1,797 | 1 | 0.7 |
| 2567 Spring Meadows Drive, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2026 | $399,000 | $218 | 3/2 | 1,829 | 4 | 0.8 |
| 2421 Morganza Way, Green Cove Springs, FL 32043Listed by LENNAR REALTY INC | Nov 2026 | $394,980 | $166 | 4/3 | 2,382 | 34 | 1 |
| 1512 Irishwood Court, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2026 | $270,000 | $170 | 4/2 | 1,584 | 25 | 1.3 |
| 1864 Sue Meadow Lane, Middleburg, FL 32068Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Oct 2026 | $399,900 | $184 | 4/3 | 2,171 | 126 | 1.3 |
| 2960 Tuscarora Trail, Middleburg, FL 32068Listed by WATSON REALTY CORP | Oct 2026 | $333,000 | $165 | 4/2 | 2,016 | 17 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Sold by: INI REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Tara Farms
For Sale721 Tara Farms DriveMiddleburg, FL 32068
4 bd · 2.5 ba · 1,863 sq ft
$430,000Est. $2,289/moDiscover the perfect blend of modern comfort and Florida's natural beauty with this beautifully remodeled home nestled…
Listing Office: florida homes realty & mtg llc
For Sale2543 Quail Roost RoadMiddleburg, FL 32068
3 bd · 2 ba · 2,088 sq ft
$389,900Est. $2,075/moEnjoy space, privacy, and peaceful surroundings on 2.6+/- acres with a private pond in Middleburg! This 3-bedroom,…
Listing Office: coldwell banker vanguard realty
Keep looking
Similar homes in Middleburg
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines