Sold·Closed Jun 23, 2026·48 days on market
4743 Raggedy Point Road
Fleming Island, FL 32003
About this home
Fleming Island
2022 build loaded w/ upgrades & designed for Florida lifestyle. 4BR/3BA plus office w/ access to shared dock & 10,000 lb boat lift, plus 8 ft main garage door for taller vehicles. Interior features custom coastal trim, plantation shutters, 8'' baseboards, vinyl plank flooring & dual primary closets w/ custom wood shelving. Open kitchen w/ 42'' cabinets, crown molding, soft close doors & drawers, quartz countertops, large island w/ wood accent detail, vented hood & coffee bar. Oversized pantry w/ cabinets & wood shelving. Backyard offers screened in heated saltwater pool, sealed paver patio & covered lanai w/ tongue & groove ceiling. Additional upgrades include Generac 24KW generator w/ 330 gallon propane tank & TRANE AC w/ 3 zones. Main garage has epoxy floors & attic storage w/ pulldown stairs. Detached 2nd garage w/ paver driveway, remote entry & Bahama shutters. Exterior features Zoysia grass, irrigation & landscape curbing. Boat lift is on the St. Johns River.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,668 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 21 mi · 202 parking spaces
Closest park or preserve
Alpine Groves Parkabout 4 mi · 1 mi of trails
Closest public boat ramp
Lakeshore Park Boat Rampabout 2 mi · St. Johns River - Doctors Lake
Closest kayak & paddleboard launch
Doctors Lake Park Kayak Launchabout 3 mi · Doctors Lake
Closest grocery store
The Fresh Marketabout 4 mi · 12795 San Jose Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $815,966 | $637,732 | — |
| 2024 | $800,832 | $619,052 | — |
| 2023 | $779,905 | $599,566 | — |
| 2022 | $131,338 | $131,338 | — |
| 2021 | $131,376 | $131,376 | — |
| 2020 | $80,414 | $80,414 | — |
2025 property taxes (current owner): $10,246/yr
Estimated taxes if purchased at asking price: ~$19,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $254/sq ft; this home is listed at $345/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4745 Raggedy Point Road, Fleming Island, FL 32003Listed by MOMENTUM REALTY | Jul 2026 | $1,228,000 | $475 | 3/4 | 2,583 | 4 | 0.2 |
| 4718 Pine Avenue, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $405,000 | $181 | 3/2 | 2,234 | 6 | 0.3 |
| 1537 Maple Leaf Lane, Fleming Island, FL 32003Listed by DAVIDSON REALTY, INC. | Aug 2026 | $474,000 | $208 | 4/3 | 2,282 | 3 | 0.3 |
| 4841 Raggedy Point Road, Fleming Island, FL 32003Listed by WATSON REALTY CORP | Jun 2026 | $1,100,000 | $333 | 3/3.5 | 3,302 | 39 | 0.3 |
| 1573 Chain Fern Way, Fleming Island, FL 32003Listed by WHOLESALE REALTY LLC | Aug 2026 | $575,000 | $254 | 4/3 | 2,264 | 28 | 0.7 |
| 1734 Alps Court, Fleming Island, FL 32003Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Oct 2026 | $550,000 | $194 | 4/3.5 | 2,838 | 4 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Sold by: UNITED REAL ESTATE GALLERY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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