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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ocean Terrace, Jacksonville Beach.

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Sold

Sold·Closed May 19, 2026·4 days on market·Recent sales in Ocean Terrace·Ocean Terrace

4009 Palm Way

Jacksonville Beach, FL 32250

$795,000sold priceListed at $795,000 · 100% of asking$332/sqftMLS# 2138048
4
Beds
2.5
Baths
2,397
Sq Ft
2013
Built
2
Garage
No
Pool

3 more homes for sale in Ocean Terrace →Search Ocean Terrace on the map

No HOA6,534 sqft lotSingle Family Residence2 stories

About this home

Ocean Terrace

Welcome to this beautifully appointed home in South Jax Beach. Blending coastal charm with modern convenience, this inviting residence offers an exceptional lifestyle just an easy bike ride from the sand and surf. Inside, you'll find a spacious and flexible floor plan with four generously sized bedrooms, ideal for accommodating guests, creating a home office, or simply spreading out in comfort. Natural flow between living spaces makes everyday living and entertaining effortless. Step outside to your private backyard and covered lanai perfect for relaxing or hosting after a day at the beach. Ideally situated in a quiet neighborhood, this home places you just minutes from dining, shopping, and entertainment, with quick access to Butler Blvd for an easy commute to the St. Johns Town Center and Downtown Jacksonville. Come take a look today! Ask about our Preferred Membership Opportunities at The Ponte Vedra Inn & Club and The Lodge & Club.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,404
Property taxesest. at asking price, Duval County$1,298
Estimated total, before insurance$5,702/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,909/yr · $576/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$795,000
$159,000
Loan Term
Monthly Payment
$4,404
Principal & Interest: $4,404
Property taxes (est.): $1,298
Insurance (est.): $530
Estimated Total Monthly
$6,232
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 6:58 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,909/yr

Estimated taxes if purchased at asking price: ~$15,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Apr 2, 2026Listed$795,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $352/sq ft; this home is listed at $332/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3976 Palm Way, Jacksonville Beach, FL 32250Listed by SIGNAL REAL ESTATE INCJul 2026$760,000$3484/2.52,18630
4027 Gulfstream Drive, Jacksonville Beach, FL 32250Listed by DJ & LINDSEY REAL ESTATEAug 2026$1,030,000$3524/32,922170.1
3715 Sanctuary Way N, Jacksonville Beach, FL 32250Listed by MCWRIGHT PROPERTY MANAGEMENTJul 2026$570,000$2973/21,920300.2
1243 Zephyr Way S, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$755,000$3503/22,15930.2
3635 Paradise Way, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,895,000$6793/3.52,790180.4
3309 Heron Drive N, Jacksonville Beach, FL 32250Listed by VENTURE REALTY CO, LLCSep 2026$800,000$4153/21,92870.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$795,000
Price / Sq Ft$332
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,397
Acres0.15 acres
Year Built2013
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

Community Information

Address4009 Palm Way, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionOcean Terrace
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size6,534 sq ft
Parcel Number1813670015

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Off Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories2

Exterior

Patio / PorchCovered, Rear Porch
FencingBack Yard

Additional Information

Date ListedApril 2, 2026
Days on Market4
Tax Amount$6,909.04
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Sold by: REAL BROKER LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ocean Terrace

Ocean Terrace is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Ocean Terrace homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines