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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 4, 2026·124 days on market·Recent sales in Jacksonville

1135 Murray Drive

Jacksonville, FL 32205

$275,000sold priceListed at $285,000 · 96.5% of asking$246/sqftMLS# 2137928
3
Beds
2
Baths
1,120
Sq Ft
1949
Built
—
Garage
No
Pool
FEMA Zone XNo HOA9,148 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Charming 3-bedroom, 2 bath Murray Hill home with thoughtful updates and functional living space. Features a gourmet kitchen with granite countertops, custom cabinetry, and stainless-steel appliances. Luxury vinyl plank flooring throughout adds style and durability. Bathrooms showcase custom tile work and modern finishes. Bonus entertainment room with wet bar is perfect for hosting. Fully fenced yard with side gate offers privacy and space for outdoor living, pets, or gatherings, all near shops, dining, and parks. You do not want to miss this Murray Hill gem. Motivated Seller!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,523
Property taxesest. at asking price, Duval County$449
Estimated total, before insurance$1,972/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,970/yr · $331/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$275,000
$55,000
Loan Term
Monthly Payment
$1,523
Principal & Interest: $1,523
Property taxes (est.): $449
Insurance (est.): $183
Estimated Total Monthly
$2,156
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1949)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,183 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $272,000 in June 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$243,638$192,916—
2024$195,822$195,822▲ $12,302
2023$188,347$185,016▲ $15,050
2022$168,197$168,197—
2021$148,473$128,129—
2020$116,481$116,481—

2025 property taxes (current owner): $3,970/yr

Estimated taxes if purchased at asking price: ~$5,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 8, 2026Closed$285,000
  • Aug 8, 2026Active Under Contract$285,000
  • Jul 9, 2026Price change$285,000−$10,000
  • Apr 6, 2026Listed$295,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $210/sq ft; this home is listed at $254/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4573 Attleboro Street, Jacksonville, FL 32205Listed by JWB REALTY LLCOct 2026$342,904$2433/21,409180.2
4759 Post Street, Jacksonville, FL 32205Listed by MOMENTUM REALTYOct 2026$259,900$2482/11,050570.3
4833 Post Street, Jacksonville, FL 32205Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$155,000$1692/1918940.3
4748 French Street, Jacksonville, FL 32205Listed by RE/MAX SPECIALISTS PVSep 2026$208,000$1703/11,2251910.4
1283 Plymouth Place, Jacksonville, FL 32205Listed by RED DOOR REALTY GROUP, INCOct 2026$298,000$2103/21,416560.5
1217 Cook Street, Jacksonville, FL 32205Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$237,000$1633/21,45200.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$285,000
Price / Sq Ft$254
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,120
Acres0.21 acres
Year Built1949
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryRuth N. Upson
MiddleLake Shore

Community Information

Address1135 Murray Drive, Jacksonville, FL 32205
Area051-Murray Hill
SubdivisionMurray Hill
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size9,147.6 sq ft
Parcel Number0657450000

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOff Street, Shared Driveway

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Open Floorplan, Wet Bar
AppliancesConvection Oven, Dishwasher, Electric Range
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

FencingBack Yard, Full, Privacy
ConstructionBlock
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 6, 2026
Days on Market124
Tax Amount$3,969.72
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COWFORD REALTY & DESIGN LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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