1292 Pangola Drive

Jacksonville, FL 32205

$279,020$168/sqftEst. $1,423/moMLS# 2156980

Beds

Baths

1,665

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

This 2025 build home is move in ready! It has 3 bedrooms and 2 bathrooms with 1,209 sq feet of living space and updates throughout. Call for your showing today!

Cost to own

Mortgage calculator

Home Price

$279,020

Down Payment: 20%

$55,804

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,423

Principal & Interest: $1,423

Property taxes (est.): $456

Insurance (est.): $186

Estimated Total Monthly

$2,064

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,423

Property taxesest. at asking price, Duval County$456

Estimated total, before insurance$1,878/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

History