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Sold

Sold·Closed Jul 22, 2026·36 days on market

10293 Ford Road

Bryceville, FL 32009

$540,000sold priceListed at $534,900 · 101% of asking$237/sqftMLS# 2137174
4
Beds
2
Baths
2,281
Sq Ft
1996
Built
2
Garage
No
Pool
FEMA Zone XNo HOAWaterfrontSingle Family Residence1 story

About this home

Bryceville

What an incredible opportunity to own a beautiful country estate on just under 4 acres with a large private pond and you own approximately half of it! EQUESTRIAN DREAM ON NEARLY 4 ACRES - MINUTES FROM JACKSONVILLE! Fully zoned for horses, this property is perfect for equestrian enthusiasts or anyone seeking space, privacy, and convenience. This well-maintained home features a split floor plan, spacious rooms, and soaring ceilings centered around a cozy stone fireplace. Enjoy relaxing mornings on the large covered front porch or unwind in the expansive 21' x 21' glass-enclosed Florida room overlooking your land with central Air! Recent upgrades include: Brand NEW kitchen with granite countertops Fresh interior paint Both bathrooms updated with separate tubs & showers New carpet throughout Fresh landscaping Roof replaced in 2021 All of this just minutes from Jacksonville, giving you the perfect blend of country living with city convenience. Don't miss this rare opportunity!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,991
Property taxesest. at asking price, Nassau County$745
Estimated total, before insurance$3,737/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$540,000
$108,000
Loan Term
Monthly Payment
$2,991
Principal & Interest: $2,991
Property taxes (est.): $746
Insurance (est.): $360
Estimated Total Monthly
$4,097
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,511 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $399,000 in December 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$393,549$293,843—
2024$347,095$284,713—
2023$329,818$279,818—
2022$329,112$269,283—
2021$244,803$244,803—
2020$229,952$229,952—

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 27, 2026Closed$534,900
  • Mar 27, 2026Listed$534,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $235/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9546 Ford Road, Bryceville, FL 32009Listed by ATRIUM REALTY, LLCJun 2026$440,000$2264/21,950460.8
30283 Trophy Trail, Bryceville, FL 32009Listed by COLDWELL BANKER VANGUARD REALTYMay 2026$385,900$1923/22,013230.9
30302 Trophy Trail, Bryceville, FL 32009Listed by HERRON REAL ESTATE LLCJun 2025$380,000$2033/21,876640.9
8751 Ford Road, Bryceville, FL 32009Listed by LGI REALTY - FLORIDA, LLCNov 2025$549,900$1875/3.52,9381191.6
12196 US Highway 301, Bryceville, FL 32009Listed by DUAL STATE REAL ESTATE INCJun 2026$349,000$2123/21,64842.6
11315 Ramallah Road, Jacksonville, FL 32219Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$315,000$1703/21,857333.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$534,900
Price / Sq Ft$235
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,281
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address10293 Ford Road, Bryceville, FL 32009
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionBryceville
CityBryceville
CountyNassau
StateFL
Zip Code32009
Parcel Number111S24021R00150000

Amenities

UtilitiesElectricity Connected, Water Connected
Water SourceWell
ParkingGarage
Waterfront TypePond

Interior

AppliancesElectric Oven, Electric Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet
FireplaceYes
# of Fireplaces1
# of Stories1

Exterior

Patio / PorchGlass Enclosed
FencingBack Yard
RoofShingle
Other StructuresBarn(s)

Additional Information

Date ListedMarch 28, 2026
Days on Market36
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: XCELLENCE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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