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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Sep 12, 2025·42 days on market

9559 Ford Road

Bryceville, FL 32009

$387,000sold priceListed at $400,000 · 96.8% of asking$162/sqftMLS# 2096471
4
Beds
3
Baths
2,385
Sq Ft
2000
Built
—
Garage
No
Pool
No HOA1.00 acresSingle Family Residence1 story

About this home

Bryceville

***Contributing 3K - 4K in concessions towards garage reversal or to modify the detached one if needed*** Spacious and updated 4-bedroom, 3-bath home on a fully fenced acre lot! Garage has been converted into a private room with a full bathroom—perfect for guests, in-laws, or a home office (not reflected in tax records). Inside, enjoy custom built-in shelves in the office, upgraded lighting throughout, a cozy wood-accented fireplace, and an upgraded kitchen featuring modern cabinets and backsplash. The master suite includes a custom closet organizer that stays. Major updates include: Roof (2020), AC (2023), Water Heater (2024), Well (2022), and Septic pumped/serviced (2021). Plenty of room to spread out and enjoy both comfort and functionality inside and out. This home checks all the boxes!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,127
Property taxesest. at asking price, Nassau County$534
Estimated total, before insurance$2,661/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,681/yr · $223/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,695 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,681/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $168/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9546 Ford Road, Bryceville, FL 32009Listed by ATRIUM REALTY, LLCJun 2026$440,000$2264/21,950460.1
32238 Settlers Ridge Drive, Bryceville, FL 32009Listed by OPENDOOR BROKERAGE, LLC.Feb 2026$435,000$2044/22,13770.4
11596 Thornhill Place, Bryceville, FL 32009Listed by FLORIDA HOMES REALTY & MTG LLCNov 2025$685,000$3403/2.52,014500.6
10293 Ford Road, Bryceville, FL 32009Listed by XCELLENCEJul 2026$540,000$2374/22,281360.7
8879 Ford Road, Bryceville, FL 32009Listed by LGI REALTY - FLORIDA, LLCDec 2025$504,900$2454/22,0631580.7
8847 Ford Road, Bryceville, FL 32009Listed by LGI REALTY - FLORIDA, LLCOct 2025$529,900$2274/32,3361150.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$400,000
Price / Sq Ft$168
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,385
Total Structure Area2,298 sq ft
Acres1.00 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryBryceville
MiddleCallahan

Community Information

Address9559 Ford Road, Bryceville, FL 32009
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionCalico Trails
CityBryceville
CountyNassau
StateFL
Zip Code32009
Lot Size43,560 sq ft
Parcel Number101S24021C00310000
ZoningResidential

Amenities

UtilitiesElectricity Available, Electricity Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingDetached, Garage

Interior

Interior FeaturesEat-in Kitchen, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Electric Oven, Electric Range, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCleared, Few Trees
Patio / PorchCovered, Patio
FencingBack Yard
RoofShingle
ConstructionBrick Veneer, Frame, Vinyl Siding
Other StructuresWorkshop
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedJuly 2, 2025
Days on Market42
Tax Amount$2,681.29
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Sold by: KELLER WILLIAMS FIRST COAST REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 12, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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