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Sold

Sold·Closed Apr 22, 2026·1 day on market

10495 Ford Road

Bryceville, FL 32009

$565,000sold priceListed at $540,000 · 104.6% of asking$259/sqftMLS# 2136053
4
Beds
2
Baths
2,182
Sq Ft
2001
Built
2
Garage
Yes
Pool
No HOA3.59 acresSingle Family Residence1 story

About this home

Bryceville

This one of a kind home offers space, functionality, & lifestyle upgrades built on 3.59 acres. Beautifully designed 4/2 home w/ a split-bedroom floor plan w/ separate living, dining, & family rooms, creating a perfect balance of openness & defined spaces. Kitchen overlooks family room & features a breakfast bar & dining nook. Spacious primary is highlighted by a serene newly remodeled bathroom. Covered back patio perfect for gathering, just steps away from an above-ground pool. The huge backyard has your own private pond to fish bass, brim, or catfish. Covered RV parking w/ a full 35-amp hookup, aux. septic, & drain field. 26x60 pole barn complete w/ an automotive lift, elevated storage, & extra washer/dryer hookups, ideal for anyone needing extra workspace. A shed & 2 chicken coops, add more functionality. The garage stands out, featuring stunning epoxy floors that make it as inviting as the rest of the home. Solar panels are in place providing energy efficiency & long-term savings.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,105
Property taxesest. at asking price, Nassau County$780
Estimated total, before insurance$3,885/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,809/yr · $317/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,720 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,809/yr

Estimated taxes if purchased at asking price: ~$9,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $247/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10293 Ford Road, Bryceville, FL 32009Listed by XCELLENCEJul 2026$540,000$2374/22,281360.2
10761 Ford Road, Bryceville, FL 32009Listed by OCCUPY REAL ESTATE GROUP, LLC.May 2026$499,000$2284/22,190370.3
10800 Plummer Road, Jacksonville, FL 32219Listed by MCCABE REALTY INCMar 2026$590,000$3124/21,891190.6
32238 Settlers Ridge Drive, Bryceville, FL 32009Listed by OPENDOOR BROKERAGE, LLC.Feb 2026$435,000$2044/22,13770.6
11596 Thornhill Place, Bryceville, FL 32009Listed by FLORIDA HOMES REALTY & MTG LLCNov 2025$685,000$3403/2.52,014500.6
11009 Fawnwood Court, Bryceville, FL 32009Listed by ROBERT SLACK, LLC.Jun 2025$339,000$2053/21,652150.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$540,000
Price / Sq Ft$247
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,182
Acres3.59 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontNo

School Information

ElementaryBryceville
MiddleCallahan

Community Information

Address10495 Ford Road, Bryceville, FL 32009
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionCalico Run
CityBryceville
CountyNassau
StateFL
Zip Code32009
Lot Size156,380.4 sq ft
Parcel Number111S24021U00020000

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Garage Door Opener, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCleared
Patio / PorchCovered, Rear Porch
FencingBack Yard
RoofMetal
ConstructionBrick, Vinyl Siding
Other StructuresBarn(s), Shed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 21, 2026
Days on Market1
Tax Amount$3,808.77
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Sold by: DJ & LINDSEY REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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