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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 22, 2026·56 days on market·Recent sales in Jacksonville

3544 Indigo Drive

Jacksonville, FL 32207

$186,000sold priceListed at $199,900 · 93% of asking$242/sqftMLS# 2137010
2
Beds
1
Baths
768
Sq Ft
1949
Built
—
Garage
No
Pool
No HOA9,148 sqft lotSingle Family Residence1 story

About this home

Jacksonville

STUNNING 2026 RENOVATION! This concrete block cottage on a quiet cul-de-sac offers the ultimate 'peace of mind' for first-time buyers. Boasting a Brand New HVAC (2026), updated plumbing/electrical, a New Water Heater, and a durable Metal Roof, this home is built for longevity and insurance savings. Inside, enjoy a designer kitchen with Quartz countertops, brand-new appliances, and waterproof LVP flooring throughout. Rare indoor laundry hookups added! Relax in your massive, fenced backyard shaded by majestic oaks. Minutes from San Marco, luxury living at an entry-level price!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,030
Property taxesest. at asking price, Duval County$304
Estimated total, before insurance$1,334/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,763/yr · $147/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$186,000
$37,200
Loan Term
Monthly Payment
$1,030
Principal & Interest: $1,030
Property taxes (est.): $304
Insurance (est.): $124
Estimated Total Monthly
$1,458
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1949)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,500 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$79,425$79,425—
2024$79,617$78,642—
2023$78,982$71,493—
2022$68,764$64,994—
2021$59,818$59,086▲ $4,928
2020$53,715$53,715—

2025 property taxes (current owner): $1,763/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $222/sq ft; this home is listed at $260/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2425 Holmes Street, Jacksonville, FL 32207Listed by COASTAL REALTY JAXJul 2026$210,000$2443/1859140.6
2120 Lordun Terrace, Jacksonville, FL 32207Listed by HOMESMARTAug 2026$170,000$1712/199660.9
4977 Connors Street, Jacksonville, FL 32207Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$200,000$2222/19001341
1759 Davidson Street, Jacksonville, FL 32207Listed by SHEEPCO REAL ESTATE GROUPJul 2025$215,000$2222/29671101.1
4736 Ridgewood Avenue, Jacksonville, FL 32207Listed by FLORIDA HOMES REALTY & MTG LLCDec 2025$140,000$1703/1822151.2
1723 Orlando Circle S, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$265,000$2842/1933111.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$199,900
Price / Sq Ft$260
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage768
Acres0.21 acres
Year Built1949
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address3544 Indigo Drive, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionSpring Park Manor
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size9,147.6 sq ft
Parcel Number1273780000

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesBuilt-in Features
AppliancesElectric Cooktop, Electric Range, Electric Water Heater, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Exterior

Patio / PorchPorch
FencingBack Yard, Other
RoofMetal
ConstructionBrick, Block, Concrete
Road SurfaceAsphalt

Additional Information

Date ListedMarch 27, 2026
Days on Market56
Tax Amount$1,763.1
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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