This home is in Jacksonville.
Active·198 days on market
5120 Sawmill Pt Way
Jacksonville, FL 32210
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Tucked away on a peaceful cul-de-sac, this energy-efficient Richmond American home offers the perfect blend of sophisticated design and a low-maintenance lifestyle. Step inside the sought-after 4-bedroom, 2-bathroom Ruby floor plan to discover an expansive open-concept layout defined by an abundance of natural light and a seamless flow, ideal for both quiet daily life and vibrant entertaining. The gourmet-inspired kitchen serves as the home's centerpiece, anchored by a California-style quartz island, premium stainless appliances, and upgraded cabinetry with an oversized walk-in pantry. Retreat to the spacious owner's suite, which easily accommodates a king-sized furniture set and features a spa-like ensuite bath outfitted with a double-sink quartz vanity, an oversized walk-in closet, and a custom-tiled walk-in shower. Functional upgrades abound, including an indoor laundry room, a premium whole-home water softener system, and a finished 2-car garage with a durable epoxy floor coating.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,445 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $310,700 in May 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $274,498 | $223,776 | — |
| 2024 | $274,970 | $274,970 | — |
| 2023 | $285,697 | $285,697 | — |
| 2022 | $40,000 | $40,000 | — |
| 2021 | $40,000 | $40,000 | — |
2025 property taxes (current owner): $4,517/yr
Estimated taxes if purchased at asking price: ~$6,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Mar 27, 2026Listed$324,700
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $179/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5041 Sawmill Point Way, Jacksonville, FL 32210Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $294,900 | $188 | 3/2 | 1,569 | 38 | 0.1 |
| 5462 Village Pond Court, Jacksonville, FL 32210Listed by JWB REALTY LLC | Oct 2026 | $248,000 | $148 | 4/2 | 1,680 | 146 | 1 |
| 9021 Noroad, Jacksonville, FL 32210Listed by EXP REALTY LLC | Aug 2026 | $349,900 | $177 | 4/3 | 1,974 | 189 | 1 |
| 2912 Cold Creek Boulevard, Jacksonville, FL 32221Listed by DREAM BIG REALTY OF JAX LLC | Aug 2026 | $310,000 | $176 | 3/2 | 1,764 | 37 | 1 |
| 5735 Piper Glen Boulevard, Jacksonville, FL 32222Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $345,000 | $161 | 4/2 | 2,147 | 20 | 1.3 |
| 8740 Susie Street, Jacksonville, FL 32210Listed by TRINITY REAL ESTATE III LLC | Sep 2026 | $290,000 | $134 | 4/2 | 2,167 | 0 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ERA ONETEAM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
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