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This home is in Jacksonville — a waterfront home in Jacksonville.

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Active Under Contract

Active Under Contract·224 days on market

9021 Noroad

Jacksonville, FL 32210

$349,900$177/sqftEst. $1,784/moMLS# 2122508

Beds

Baths

1,974

Sq Ft

2025

Built

Garage

Pool

About this home

Jacksonville

Perfect and peaceful describe this brand-new home by New Atlantic Builders, set on a scenic lake with lily pads that capture the charm of Old Florida. Picturesque views resemble a timeless Florida landscape painting, framed by mature oak trees on an impressive over 400-foot-deep lot. This thoughtfully designed home offers 4 bedrooms and 3 full baths, with a combined living and dining area ideal for everyday living or entertaining. The kitchen overlooks a spacious family room with 8-foot sliding glass doors opening to a covered lanai--perfect for enjoying tranquil lake views and frequent sightings of native Florida wildlife. Quality new construction features include maintenance-free large tile flooring, wood cabinetry in the kitchen and baths, hard-surface countertops throughout, stainless steel appliances, 10' ceilings, and more. Don't settle for less come experience the peaceful lifestyle this exceptional new home offers!

Cost to own

Mortgage calculator

Home Price

$349,900

Down Payment: 20%

$69,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,784

Principal & Interest: $1,784

Property taxes (est.): $571

Insurance (est.): $233

Estimated Total Monthly

$2,589

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,784

Property taxesest. at asking price, Duval County$571

Estimated total, before insurance$2,355/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,694/yr · $141/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$95,500	$95,500	▲ $5,500

2025 property taxes (current owner): $1,694/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,565 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Dec 23, 2025Listed$349,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$349,900

Price / Sq Ft$177

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage1,974

Total Structure Area2,540 sq ft

Acres0.57 acres

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Direction FacesSouth

School Information

ElementaryCentral Riverside

MiddleLake Shore

HighWestside High School

Community Information

Address9021 Noroad, Jacksonville, FL 32210

Area061-Herlong/Normandy Area

SubdivisionNormandy

CityJacksonville

CountyDuval

StateFL

Zip Code32210

Lot Size24,829.2 sq ft

Lot Dimensions60' x 400'

Parcel Number0130190105

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewLake

Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, ENERGY STAR Qualified Water Heater, Microwave, Plumbed For Ice Maker

HeatingElectric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup