Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·143 days on market

1020 Egret Branch Way

Jacksonville, FL 32218

$242,000$150/sqftEst. $1,245/moMLS# 2136275

Beds

Baths

1,615

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Lot #85 - The Olive's smart, easy-living design delivers everything you need in a modern townhome. Ideal for first-time buyers or those entering a new chapter, it blends open-concept living with privacy. The first floor welcomes you with a bright, spacious layout--where the kitchen, featuring a flush breakfast bar, flows into the dining area and Great Room, extending to the back patio. Upstairs, the owner's suite is thoughtfully placed at one end of the hall, separated from two secondary bedrooms for comfort and quiet. Quartz countertops grace the kitchen and owner's bath, with a full appliance package included. Energy-efficient features offer long-term savings. Located in EGRET CREEK, this new community is just 10 minutes from downtown Jacksonville and one mile from I-95. Enjoy quick access to beaches, pro sports, River City Marketplace, and everyday essentials--all within minutes. Across the street, Trout Creek offers scenic views and boat ramps for paddling or fishing.

Cost to own

Mortgage calculator

Home Price

$242,000

Down Payment: 20%

$48,400

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,245

Principal & Interest: $1,245

Property taxes (est.): $395

Insurance (est.): $161

Estimated Total Monthly

$1,802

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,245

Property taxesest. at asking price, Duval County$395

HOAbilled monthly$166

Estimated total, before insurance$1,807/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,619 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History