Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

Photo 1 / 16
Pending

Pending·63 days on market

1039 Egret Branch Way

Jacksonville, FL 32218

$234,000$145/sqftEst. $1,281/moMLS# 2109703
↓ $20,000 below original list
3
Beds
2.5
Baths
1,615
Sq Ft
2025
Built
1
Garage
No
Pool
FEMA Zone XHOA $166/moTownhouse2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Lot #5. EGRET CREEK opens one of Jacksonville's most exciting and rare opportunities for homebuyers who want everything at their fingertips. The brand-new community's townhomes are situated just 10 minutes from downtown Jacksonville. Interstate 95 is barely a mile away, offering effortless access to the best of North Florida—from professional sports to JAX beaches—all within 20 minutes. River City Marketplace bustles just a few miles from home with major retailers and popular eateries. Everyday conveniences are all within 3.5 miles. Residents enjoy stunning views of Trout Creek across the street, with multiple boat ramps for paddling or fishing.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$1,281
Property taxesest. at asking price, Duval County$382
HOAbilled monthly$166
Estimated total, before insurance$1,829/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$234,000
$46,800
Loan Term
Monthly Payment
$1,281
Principal & Interest: $1,281
Property taxes (est.): $382
Insurance (est.): $156
Estimated Total Monthly
$1,819
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,059 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 28, 2026Pending$234,000
  • Sep 25, 2026Price change$234,000−$4,000
  • Sep 17, 2026Price change$238,000−$1,000
  • Aug 14, 2026Price change$239,000−$15,000
  • Aug 4, 2026Active$254,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$234,000
Price / Sq Ft$145
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,615
Year Built2025
TypeResidential
Sub-TypeTownhouse
StatusPending
# of Garages1
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address1039 Egret Branch Way, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionEgret Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Parcel Number0206950150

Amenities

AmenitiesMaintenance Grounds
Community FeaturesSidewalks, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LaundryIn Unit

Exterior

RoofShingle
ConstructionVinyl Siding

Additional Information

Date ListedAugust 4, 2026
Days on Market247
HOA Fees$166 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MATTAMY REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines