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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 5, 2026·42 days on market·Recent sales in Jacksonville

11176 Gwen Lane

Jacksonville, FL 32218

$310,000sold priceListed at $320,000 · 96.9% of asking$163/sqftMLS# 2136185
3
Beds
2.5
Baths
1,902
Sq Ft
2022
Built
2
Garage
No
Pool
HOA $64/mo5,663 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

A ASSUMABLE LOAN FOR VA-ELIGIBLE BUYERS AT 4.35% INTEREST RATE! Welcome to Oakhurst Park, a quiet North Jacksonville community where comfort meets convenience. This two-story home offers 1,902 square feet of beautifully designed living space, featuring 3 bedrooms, 2 full bathrooms, and a functional layout ideal for everyday living and entertaining. Situated on a prime lot, this home showcases a gorgeous, serene lake view--enjoy peaceful mornings on the enclosed lanai with birds chirping and ducks gliding across the water. The kitchen features double ovens, ample counter space, and plenty of cabinetry. Additional upgrades include a whole-house water softener/treatment system and reverse osmosis drinking water system. Upstairs, the spacious owner's suite includes a full bath, along with two additional bedrooms and a second full bathroom. Additional features include a security system, fresh interior paint, and newly cleaned carpets--making it truly move-in ready.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,717
Property taxesest. at asking price, Duval County$506
HOAbilled quarterly$64
Estimated total, before insurance$2,287/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$310,000
$62,000
Loan Term
Monthly Payment
$1,717
Principal & Interest: $1,717
Property taxes (est.): $506
Insurance (est.): $207
Estimated Total Monthly
$2,430
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $291,400 in April 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$277,253$277,253—
2024$277,733$277,733—
2023$261,357$261,357—
2022$40,000$40,000▼ $5,000
2021$45,000$43,166▲ $10,000

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $161/sq ft; this home is listed at $168/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1860 Montward Preserve Way, Jacksonville, FL 32218Listed by WATSON REALTY CORPSep 2026$280,000$1703/21,648350
11055 Bacall Road W, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$219,900$1373/21,608320.4
11529 Oaklawn Road, Jacksonville, FL 32218Listed by DOCTORS LAKE REALTYSep 2026$228,000$963/2.52,380300.5
11517 Oaklawn Road, Jacksonville, FL 32218Listed by 1 REALTY CORPAug 2026$285,000$1613/21,770400.5
11389 Nettlebrook Street E, Jacksonville, FL 32218Listed by MARK SPAIN REAL ESTATEJul 2026$267,500$1433/21,874270.5
1226 Turtle Creek Drive S, Jacksonville, FL 32218Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$306,525$1733/21,767110.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$320,000
Price / Sq Ft$168
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,902
Acres0.13 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address11176 Gwen Lane, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionOakhurst Park
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size5,662.8 sq ft
Parcel Number0442100660

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage
ViewPond, Water

Interior

Interior FeaturesBreakfast Nook, Open Floorplan
AppliancesDishwasher, Disposal, Double Oven, Microwave, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup

Exterior

Patio / PorchFront Porch, Porch, Rear Porch, Screened

Additional Information

Date ListedMarch 23, 2026
Days on Market42
HOA Fees$191.63 / Quarterly
HOA FrequencyQuarterly
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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