3828 Jammes Road

Jacksonville, FL 32210

$259,900$226/sqftEst. $1,325/moMLS# 2135984

Beds

Baths

1,150

Sq Ft

2025

Built

Garage

Pool

About this home

Jacksonville

New construction, Everything is ready for you to start living in your new home. great to start an family or upgrade to this beautiful home.

Cost to own

Mortgage calculator

Home Price

$259,900

Down Payment: 20%

$51,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,325

Principal & Interest: $1,325

Property taxes (est.): $424

Insurance (est.): $173

Estimated Total Monthly

$1,923

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,325

Property taxesest. at asking price, Duval County$424

Estimated total, before insurance$1,750/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.