Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·121 days on market

10419 Agave Road

Jacksonville, FL 32246

$170,000$117/sqftEst. $875/moMLS# 2133641

Beds

Baths

1,458

Sq Ft

1961

Built

—

Garage

Pool

About this home

Jacksonville

Short Sale Home- Contingent on Bank Approval. Newer HVAC lien ($8k) and solar panels ($35k) must be paid at closing, or payments assumed. This 3 bed/2bath SFH with a 2021 roof would be the perfect flip or buy and hold.

Cost to own

Mortgage calculator

Home Price

$170,000

Down Payment: 20%

$34,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$875

Principal & Interest: $875

Property taxes (est.): $278

Insurance (est.): $113

Estimated Total Monthly

$1,266

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$875

Property taxesest. at asking price, Duval County$278

Estimated total, before insurance$1,152/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,179/yr · $348/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$332,215	$332,215	—
2025	$223,015	$208,862	—
2024	$328,790	$302,232	—
2024	$213,741	$189,875	—
2023	$331,713	$274,756	—
2023	$202,688	$172,614	—
2022	$288,426	$249,778	—
2022	$176,347	$156,922	—
2021	$227,071	$227,071	—
2021	$142,657	$142,657	—
2020	$219,692	$219,692	—
2020	$105,554	$96,525	▲ $7,415

2025 property taxes (current owner): $4,179/yr

Estimated taxes if purchased at asking price: ~$3,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.