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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed May 6, 2025·164 days on market

5418 NW 177th Street

Starke, FL 32091

$233,000sold priceListed at $217,900 · 106.9% of asking$149/sqftMLS# 2052686
4
Beds
2
Baths
1,560
Sq Ft
2020
Built
—
Garage
No
Pool
No HOA1.00 acresManufactured Home1 story

About this home

Starke

Seller offering $5,000 toward closing cost! Back on the market!! Buyers financing fell through, Don't miss your opportunity to make this your home! Welcome to this charming, fully renovated 4-bedroom, 2-bathroom home, perfectly situated on 1 acre of peaceful land in Starke, FL. This property offers the perfect blend of modern updates and rural tranquility. The home features a bright, open living space and a beautifully updated kitchen with stainless steel appliances. The large windows allow for plenty of natural light and stunning views of the surrounding acreage. Outside, enjoy the expansive land, ideal for outdoor activities, gardening, or simply relaxing in your own private retreat.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,291
Estimated total, before insurance$1,291/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$233,000
$46,600
Loan Term
Monthly Payment
$1,291
Principal & Interest: $1,291
Insurance (est.): $155
Estimated Total Monthly
$1,446
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,653 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $163/sq ft; this home is listed at $140/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
17360 NW 55th Avenue, Starke, FL 32091Listed by TOP SOURCE REALTY LLCApr 2026$192,000$1094/21,768440.2
5685 NW 175th Terrace, Starke, FL 32091Listed by CW REALTYNov 2025$235,000$1303/21,809990.2
6059 NW CR 229, Starke, FL 32091Listed by CW REALTYMar 2026$330,000$2323/21,42050.3
5451 NW 173rd Street, Starke, FL 32091Listed by ASSIST 2 SELL BUYERS & SELLERS PREMIER REALTYDec 2025$220,000$1413/21,5601621
1561 Dodd Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCSep 2025$280,000$1633/21,72161.1
18894 NW State Road 16, Starke, FL 32091Listed by CW REALTYMay 2026$235,000$1813/21,296271.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$217,900
Price / Sq Ft$140
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,560
Acres1.00 acres
Year Built2020
TypeResidential
Sub-TypeManufactured Home
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address5418 NW 177th Street, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size43,560 sq ft
Parcel Number02297000000

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAdditional Parking
ViewTrees/Woods

Interior

AppliancesConvection Oven, Dishwasher, Electric Cooktop, Electric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionAgricultural
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedOctober 19, 2024
Days on Market164
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXIT INSPIRED REAL ESTATE

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 6, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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