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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Sold

Sold·Closed Apr 6, 2026·3 days on market·Recent sales in St. Augustine

651 Anderson Street

St. Augustine, FL 32084

$200,000sold priceListed at $212,000 · 94.3% of asking$174/sqftMLS# 2132556
3
Beds
1
Baths
1,152
Sq Ft
1969
Built
—
Garage
No
Pool
No HOA5,663 sqft lotSingle Family Residence1 story

About this home

St. Augustine

Updated Home in the Heart of Historic St. Augustine - Perfect Location, Move-In Ready, No HOA! Enjoy the best of St. Augustine, with historic landmarks, top-rated dining, shopping, and beautiful beaches all just minutes from your doorstep. This 3-bedroom, 1-bath home has been thoughtfully updated to offer modern comfort in one of Florida's most iconic cities. Inside, you'll find a brand-new roof, fresh flooring throughout, and a completely remodeled kitchen--everything you need for easy, everyday living. Whether you're cooking for yourself or hosting friends, this kitchen is ready for it all. With a new septic system, HVAC, and water heater, you'll have peace of mind knowing the big-ticket updates have been taken care of. This home is ideal whether you're looking for a primary residence or an investment property in a prime location-with no hassle of an HOA. It's move-in ready and waiting for you to make it your own!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,108
Property taxesest. at asking price, St. Johns County$266
Estimated total, before insurance$1,374/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,450/yr · $204/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$200,000
$40,000
Loan Term
Monthly Payment
$1,108
Principal & Interest: $1,108
Property taxes (est.): $266
Insurance (est.): $133
Estimated Total Monthly
$1,507
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,450/yr

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 1, 2026Listed$212,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $258/sq ft; this home is listed at $184/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
688 Madeore Street, St. Augustine, FL 32084Listed by MOMENTUM REALTYAug 2026$290,000$2343/21,241330.2
433 Lena Street, St. Augustine, FL 32084Listed by HASSLE-FREE REALTY LLCJul 2026$314,900$2413/2.51,309150.3
882 W 4th Street, St. Augustine, FL 32084Listed by MOMENTUM REALTYJul 2026$320,000$2583/21,241170.4
860 W 6th Street, St. Augustine, FL 32084Listed by US REALTY HUBJul 2026$245,000$2323/21,05420.5
580 White Street, St. Augustine, FL 32084Listed by REAL BROKER LLCOct 2026$390,000$3013/21,296940.6
886 W 3rd Street, St. Augustine, FL 32084Listed by MOMENTUM REALTYAug 2026$335,000$2703/21,241140.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$212,000
Price / Sq Ft$184
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,152
Acres0.13 acres
Year Built1969
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address651 Anderson Street, St. Augustine, FL 32084
Area337-Old Moultrie Rd/Wildwood
SubdivisionNiroc Heights
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size5,662.8 sq ft
Parcel Number1261200000

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingOff Street

Interior

AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Additional Information

Date ListedMarch 1, 2026
Days on Market3
Tax Amount$2,449.6
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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