Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Active

Active·43 days on market

0 Gator Bay Road

Green Cove Springs, FL 32043

$115,000MLS# 2132069
0.51
Acres
22,216
Lot Sq Ft
100x200 approx
Dimensions
No
Waterfront
—
Zoning
Septic
Sewer
FEMA Zone XNo HOA0.51 acresUnimproved Land

See it this week

Want to walk this lot this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone, the survey and the utilities, so you know what you can build.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this lot

Green Cove Springs

Bring your Boat, Bring your RV, Bring your toys... Build your dream home on this beautiful just under half-acre lot in Green Cove Springs! With plenty of room for a spacious home, pool, outdoor living space, or additional storage, this property offers the flexibility to design exactly what you've been envisioning. Enjoy the charm and slower pace of life that Green Cove Springs is known for -- while still being conveniently located near shopping, dining, schools, and major roadways for an easy commute to Jacksonville and surrounding areas. Whether you're looking to build now or invest for the future, this generously sized homesite offers privacy, space, and opportunity in one of Clay County's growing areas. Don't miss your chance to secure land in this desirable part of Clay County!

Cost to own

Carrying cost

What holding this lot costs per month at the asking price. Land loans run on different terms than a home mortgage, so the payment is left out; ask for current lot-loan terms.

Property taxesest. at asking price, Clay County$176
Estimated total, taxes and HOA$176/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$824/yr · $69/mo
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $60,000 in January 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$54,000$54,000—
2024$54,000$54,000—
2023$54,000$54,000—
2022$54,000$36,602—
2021$38,000$33,275—
2020$38,000$30,250—

2025 property taxes (current owner): $824/yr

Estimated taxes if purchased at asking price: ~$2,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Feb 26, 2026Listed$115,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $219,298 an acre; this lot is listed at $225,490 an acre.

AddressClosedPrice$/acreAcresDOMMiles
1800 Colonial Drive, Green Cove Springs, FL 32043Listed by WATSON REALTY CORPJul 2026$175,000$218,7500.8541.2
0 Colonial Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYApr 2026$125,000$219,2980.5781.7
1721 Hagans Ridge Court, Green Cove Springs, FL 32043Listed by EXIT MAGNOLIA POINT REALTYFeb 2026$85,000$139,3440.6102
330 Hallowes Cove, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$1,250,000$1,344,0860.932732.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this lot is worth; Krista runs the adjustments per lot.

Features

Price$115,000
Acres0.51 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Is WaterfrontNo

Community Information

Address0 Gator Bay Road, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionGovernors Harbor
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size22,215.6 sq ft
Lot Dimensions100x200 approx
Parcel Number37062601572404503
ZoningResidential

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourcePublic

Exterior

Lot DescriptionCleared, Few Trees
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 10, 2026
Days on Market182
Tax Amount$823.63
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: EXIT MAGNOLIA POINT REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines