Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·171 days on market

1003 Egret Branch Way

Jacksonville, FL 32218

$272,000$167/sqftEst. $1,400/moMLS# 2131558

Beds

Baths

1,626

Sq Ft

2025

Built

Garage

Pool

About this home

Jacksonville

Lot 19 - This Luna floorplan delivers the functionality, comfort, and versatility today's buyers want. Perfect as a starter home, investment, or for downsizing, it's located in a fast-growing neighborhood just 10 minutes from downtown Jacksonville. The open-concept first floor connects the kitchen, dining area, and Great Room in one spacious layout that flows to the back patio. The kitchen features quartz countertops, Whirlpool appliances, and a flush breakfast bar. Upstairs, the owner's suite is tucked away at the back for privacy, with a hallway separating it from two additional bedrooms. The owner's bath includes quartz countertops and a walk-in closet. A front-facing one-car garage adds everyday ease. EGRET CREEK is a rare new community just a mile from I-95 and close to shopping, restaurants, and Jacksonville's top attractions. Enjoy scenic Trout Creek views across the street, with boat ramps nearby for fishing, kayaking, or relaxing outdoors--all in a low-maintenance home.

Cost to own

Mortgage calculator

Home Price

$272,000

Down Payment: 20%

$54,400

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,400

Principal & Interest: $1,400

Property taxes (est.): $444

Insurance (est.): $181

Estimated Total Monthly

$2,025

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,400

Property taxesest. at asking price, Duval County$444

HOAbilled monthly$166

Estimated total, before insurance$2,010/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,280 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History