Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·9 days on market

1027 Egret Branch Way

Jacksonville, FL 32218

$258,000$160/sqftEst. $1,328/moMLS# 2109777

Beds

Baths

1,615

Sq Ft

2025

Built

Garage

Pool

About this home

Jacksonville

Lot #9 - The Avery's smart, easy-living design offers the best of townhome living. The open-concept first floor features a kitchen with a flush breakfast bar overlooking the dining area and Great Room, flowing directly to the back patio. Upstairs, a hallway separates the spacious owner's suite from two secondary bedrooms, offering comfort and privacy for individuals or growing families. The home includes quartz countertops in the kitchen and owner's bath, a Whirlpool appliance package, and energy-efficient features to help save on monthly costs. Located in EGRET CREEK, one of Jacksonville's rare new communities, this home is just 10 minutes from downtown and a mile from I-95, providing quick access to beaches, pro sports, and top dining. River City Marketplace is only minutes away, with major shopping and restaurants. Everyday essentials are within 3.5 miles. Across the street, Trout Creek offers stunning views and multiple boat ramps for fishing, kayaking, or relaxing outdoors.

Cost to own

Mortgage calculator

Home Price

$258,000

Down Payment: 20%

$51,600

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,328

Principal & Interest: $1,328

Property taxes (est.): $421

Insurance (est.): $172

Estimated Total Monthly

$1,921

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,328

Property taxesest. at asking price, Duval County$421

HOAbilled monthly$166

Estimated total, before insurance$1,915/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,619 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History