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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 30, 2026·100 days on market·Recent sales in Jacksonville

11798 Lake Bend Circle

Jacksonville, FL 32218

$230,000sold priceListed at $234,900 · 97.9% of asking$140/sqftMLS# 2130841
3
Beds
2.5
Baths
1,642
Sq Ft
2008
Built
1
Garage
No
Pool
HOA $130/mo2,614 sqft lotTownhouse2 stories

About this home

Jacksonville

Under contract will take back-up offers. Low HOA of $130 per month. Beautifully maintained 3br/2.5ba townhouse with over 1600 sq ft in the desirable North Jacksonville community of Kingsmill. This move-in ready home features major updates (NEW ROOF 2024) and (NEWER A/C 2021) for peace of mind. Enjoy an open-concept layout with fresh neutral paint, luxury vinyl plank flooring and an upgraded kitchen with granite countertops, stainless steel appliances and a large breakfast bar. Upstairs has 3 bedrooms plus flexible loft space. Relax in the screened lanai (2021) and/or outdoor seating area-perfect for entertaining. Conveniently located near River City Marketplace, restaurants, JIA, Blount Island and major highways (295 and 95). A true turnkey home offering comfort, value, location and opportunity for long-term investment.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,274
Property taxesest. at asking price, Duval County$376
HOAbilled monthly$130
Estimated total, before insurance$1,780/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,065/yr · $339/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$230,000
$46,000
Loan Term
Monthly Payment
$1,274
Principal & Interest: $1,274
Property taxes (est.): $376
Insurance (est.): $153
Estimated Total Monthly
$1,803
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,572 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$209,230$209,230—
2024$205,438$25,000▲ $9,917
2023$198,608$25,000▲ $37,315
2022$154,857$25,000—
2021$135,895$25,000—
2020$122,503$25,000—

2025 property taxes (current owner): $4,065/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $156/sq ft; this home is listed at $143/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11673 Hickory Oak Drive, Jacksonville, FL 32218Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$223,000$1353/2.51,649230.5
11693 Hickory Oak Drive, Jacksonville, FL 32218Listed by COMPASS FLORIDA LLCAug 2026$197,000$1453/2.51,361230.5
2333 Caney Oaks Drive, Jacksonville, FL 32218Listed by DOCTORS LAKE REALTYJun 2026$182,000$1183/21,5451011.2
12710 Whelan Avenue, Jacksonville, FL 32218Listed by D R HORTON REALTY INCNov 2025$256,990$1843/2.51,395811.2
2378 Caney Oaks Drive, Jacksonville, FL 32218Listed by ELITE REALTY GROUPSep 2026$227,000$1623/21,402331.3
12230 Caney Marsh Court, Jacksonville, FL 32218Listed by WATSON REALTY CORPDec 2025$259,000$1563/2.51,664321.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$234,900
Price / Sq Ft$143
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,642
Acres0.06 acres
Year Built2008
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesWest

Community Information

Address11798 Lake Bend Circle, Jacksonville, FL 32218
Area092-Oceanway/Pecan Park
SubdivisionKingsmill
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size2,613.6 sq ft
Parcel Number1097061170
ZoningResidential

Amenities

AmenitiesPlayground
Community FeaturesSidewalks, Suburban, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringVinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecurityFirewall(s), Security System Owned, Smoke Detector(s)

Exterior

Lot DescriptionFew Trees, Sprinklers In Front
Patio / PorchCovered, Patio, Screened
RoofShingle
ConstructionBlock, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 19, 2026
Days on Market100
HOA Fees$130 / Monthly
HOA FrequencyMonthly
Tax Amount$4,065.39
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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