Sold·Closed Jul 9, 2026·108 days on market
28121 Jackson Trail
Hilliard, FL 32046
About this home
Hilliard
Completely renovated home on one acre of secluded land is ready for new owners! This 4 bedroom, 2 bathroom split floor plan home offers a metal roof, fireplace, spacious kitchen and indoor laundry/mud room with separate entrance off of the full length covered back porch. Updated kitchen with granite countertops and new stainless steel appliances, updated bathrooms, new flooring throughout, fresh paint, new HVAC and more! Plenty of room for toys/RV. Enjoy secluded country living at its finest! Schedule your showing today!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone K
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: material not specified — year not disclosed (home built 1998)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,732 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $115,491 | $103,625 | — |
| 2024 | $95,448 | $94,205 | — |
| 2023 | $94,149 | $85,641 | — |
| 2022 | $77,855 | $77,855 | — |
| 2021 | $73,013 | $25,000 | — |
| 2020 | $67,814 | $25,000 | — |
2025 property taxes (current owner): $1,664/yr
Estimated taxes if purchased at asking price: ~$4,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 9, 2026Closed$259,900
- Feb 18, 2026Listed$259,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $172/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 28118 Chaparral Lane Lane, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2026 | $290,000 | $232 | 3/2 | 1,248 | 34 | 0.5 |
| 28208 Bow Tie Alley, Hilliard, FL 32046Listed by REAL BROKER LLC | May 2026 | $377,000 | $290 | 3/1 | 1,300 | 59 | 2.4 |
| 27193 W 14th Avenue, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $305,000 | $270 | 3/2 | 1,128 | 7 | 2.6 |
| 37397 Whisper Way, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLC | Aug 2026 | $345,900 | $225 | 3/2 | 1,536 | 49 | 3.2 |
| 37127 Whippoorwill Court, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLC | Jun 2026 | $363,900 | $197 | 4/2 | 1,847 | 172 | 3.3 |
| 37111 Whippoorwill Court, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLC | Jun 2026 | $292,900 | $235 | 3/2 | 1,249 | 25 | 3.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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