No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Sold·Closed Dec 2, 2025·18 days on market
28121 Jackson Trail Trail
Hilliard, FL 32046
About this home
Hilliard
A nice square acre of country living awaits a new owner. This 4 bedroom 2 full bath split floor plan home offers a metal roof, large fireplace, spacious kitchen and indoor laundry/mud room with separate entrance off of the full length covered back porch. This home is in decent condition and move in ready, but it does need a new central heat and air system, or keep the existing mini split and window units. Fully fenced yard with storage shed.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1998)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,732 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Ralph E. Simmons Memorial State Forestabout 4 mi · 13.4 mi of trails
Closest public boat ramp
Walker Landing (aka. Scott's Landing)about 4 mi · St. Marys River
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:32 AM, sunset 6:53 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $230/sq ft; this home is listed at $110/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 28121 Jackson Trail, Hilliard, FL 32046Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $260,000 | $172 | 4/2 | 1,512 | 108 | 0 |
| 28089 Jackson Trail, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLC | Dec 2025 | $222,000 | $178 | 3/2 | 1,248 | 111 | 0.2 |
| 28118 Chaparral Lane Lane, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2026 | $290,000 | $232 | 3/2 | 1,248 | 34 | 0.5 |
| 272011 Georgia Street, Hilliard, FL 32046Listed by KELLER WILLIAMS FIRST COAST REALTY | Oct 2026 | $320,000 | $230 | 3/2 | 1,392 | 4 | 1.5 |
| 171397 Andrews Road, Hilliard, FL 32046Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Dec 2025 | $367,500 | $224 | 3/2 | 1,644 | 6 | 1.5 |
| 27359 Geiger Road, Hilliard, FL 32046Listed by CORE REALTY, LLC | Jul 2025 | $675,000 | $345 | 3/2 | 1,957 | 33 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KILLEBREW AND COMPANY REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Hilliard
For Sale48565 Crawford LaneHilliard, FL 32046
2 bd · 1.5 ba · 2,312 sq ft
$350,000Est. $1,863/moSix private acres beneath beautiful mature oaks--with room for your homestead, equipment, RV, boat, workshop, or future…
Listing Office: berkshire hathaway homeservices florida network realty
For Sale0 Holland Walk DriveHilliard, FL 32046
3 bd · 2 ba · 1,601 sq ft
$359,000Est. $1,911/moWelcome to the MARCO- a 1601 square foot 3 bedroom 2 bathroom home on your brand-new slice of Southern paradise in…
Listing Office: florida homes realty & mtg llc
For Sale28019 Bond RoadHilliard, FL 32046
3 bd · 2 ba · 1,341 sq ft
$375,000Est. $1,996/moHUGE PRICE IMPROVEMENT!!!!NOW COMPLETED!!!!!! Enjoy the peace and privacy of approximately 5.5 acres surrounding this…
Listing Office: florida homes realty & mtg llc
For Sale0 Holland Walk DriveHilliard, FL 32046
4 bd · 2 ba · 1,757 sq ft
$379,000Est. $2,017/moWelcome to the SANIBEL- a 1757 square foot 4 bedroom 2 bathroom home on your brand-new slice of Southern paradise in…
Listing Office: florida homes realty & mtg llc
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Dec 2, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines