Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 28
Active

Active·53 days on market

553579 US Highway 1

Hilliard, FL 32046

$344,000$178/sqftEst. $1,822/moMLS# 2152540
$14,000 below original list
3
Beds
2
Baths
1,930
Sq Ft
1950
Built
2
Garage
No
Pool
FEMA Zone XNo HOA1.21 acresSingle Family Residence1 story

About this home

Hilliard

Welcome to 553579 US Highway 1, where modern updates meet peaceful country living. This beautifully remodeled 3-bedroom, 2-bath home offers approximately 1,930 square feet of living space and sits on a spacious 1.2-acre lot, providing plenty of room to enjoy the outdoors. Updates include new roof, new HVAC, updated kitchen & bathrooms, and freshly painted! Hurry this one wont last long!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,822
Property taxesest. at asking price, Nassau County$475
Estimated total, before insurance$2,297/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,167/yr · $97/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$344,000
$68,800
Loan Term
Monthly Payment
$1,822
Principal & Interest: $1,822
Property taxes (est.): $475
Insurance (est.): $229
Estimated Total Monthly
$2,526
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 1950)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$222,784$65,665
2024$200,450$63,107
2023$193,412$59,813
2022$176,359$56,615
2021$140,684$53,510
2020$129,622$52,081

2025 property taxes (current owner): $1,167/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 8, 2026Price change$344,000$5,000
  • Aug 17, 2026Price change$349,000$3,900
  • Aug 12, 2026Price change$352,900$100
  • Jul 30, 2026Active$353,000
  • Jul 28, 2026Pending$353,000
  • Jul 16, 2026Price change$353,000$5,000
  • Jun 26, 2026Listed$358,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$344,000
Price / Sq Ft$178
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,930
Acres1.21 acres
Year Built1950
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address553579 US Highway 1, Hilliard, FL 32046
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionMetes & Bounds
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size52,707.6 sq ft
Parcel Number304N24000000110000

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Garage, RV Access/Parking

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories1

Exterior

Patio / PorchFront Porch, Porch
FencingBack Yard
RoofShingle
Other StructuresShed(s)

Additional Information

Date ListedJuly 30, 2026
Days on Market71
Tax Amount$1,167.31
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: 1 REALTY CORP · lukemarlar@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines