Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville.

1 / 23

Active

Active·180 days on market

550 E 63rd Street

Jacksonville, FL 32208

$185,000$168/sqftEst. $952/moMLS# 2130209

Beds

Baths

1,104

Sq Ft

1922

Built

Garage

Pool

About this home

Jacksonville

SELLER PAYING CLOSING COSTS!!! Welcome to 550 E 63rd Street, Jacksonville, FL 32208 -- a beautifully remodeled home completed in 2024 that blends modern updates with everyday comfort. Step inside to find a fresh, updated interior designed for easy living. The home features comfortable-sized bedrooms with ample storage space, giving everyone room to spread out and stay organized. With two full bathrooms, morning routines are simple and convenient for family or guests. Outside, enjoy a fully fenced yard -- perfect for pets, gatherings, or added privacy. The detached garage offers incredible flexibility and is currently set up as a ''kickback'' spot -- ideal for entertaining, hobbies, a game room, or a creative workspace. Move-in ready and thoughtfully updated, this home is the perfect combination of style, function, and outdoor space. Don't miss your opportunity to make it yours!

Cost to own

Mortgage calculator

Home Price

$185,000

Down Payment: 20%

$37,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$952

Principal & Interest: $952

Property taxes (est.): $302

Insurance (est.): $123

Estimated Total Monthly

$1,377

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$952

Property taxesest. at asking price, Duval County$302

Estimated total, before insurance$1,254/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $192,000 in March 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$135,410	$0	▲ $29,408
2024	$89,750	$89,750	—
2023	$93,152	$93,152	—
2022	$89,021	$89,021	—
2021	$55,725	$55,725	—
2020	$54,153	$54,153	▲ $1,702

2025 property taxes (current owner): $384/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1922)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,549 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History