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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 18, 2026·101 days on market

101 S Oakridge Avenue

Green Cove Springs, FL 32043

$200,000sold priceListed at $240,000 · 83.3% of asking$136/sqftMLS# 2127773
4
Beds
2.5
Baths
1,468
Sq Ft
1962
Built
3
Garage
No
Pool
No HOA0.50 acresSingle Family Residence1 story

About this home

Green Cove Springs

Buyer calling for highest and best by 5:00 on Sunday, May 10th. Opportunity awaits at this unique property situated on two combined lots totaling nearly half an acre (.49 acres). This 4-bedroom, 3-bathroom home features a recently updated kitchen, AC 2022 and a roof approximately 4 years old, providing a solid foundation for future personalization. The additional .20-acre lot offers space to expand, build, or enjoy added outdoor flexibility. Car enthusiasts and hobbyists will appreciate the large garage 35' x 24' and carport 20' x 20', ideal for vehicle storage, projects, or recreational toys. Conveniently located near local amenities, this property offers space, versatility, and strong long-term potential.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,108
Property taxesest. at asking price, Clay County$306
Estimated total, before insurance$1,414/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,305/yr · $109/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$200,000
$40,000
Loan Term
Monthly Payment
$1,108
Principal & Interest: $1,108
Property taxes (est.): $307
Insurance (est.): $133
Estimated Total Monthly
$1,548
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1962)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,561 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$173,809$36,877—
2024$158,443$34,990—
2023$157,126$32,369—
2022$135,890$29,368—
2021$109,658$27,042—
2020$98,146$26,472—

2025 property taxes (current owner): $1,305/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $159/sq ft; this home is listed at $163/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1407 Spruce Street, Green Cove Springs, FL 32043Listed by COMPASS FLORIDA LLCJul 2026$110,000$1003/1.51,10400.4
363 Roberts Street N, Green Cove Springs, FL 32043Listed by ROUND TABLE REALTYJul 2026$229,999$1594/21,444480.5
446 Vermont Avenue, Green Cove Springs, FL 32043Listed by INSPIRED REALTY LLCJul 2026$214,000$1463/21,461710.5
1165 Martin Luther King Jr Boulevard, Green Cove Springs, FL 32043Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$270,000$2143/21,2622640.6
1181 Martin Luther King Jr Boulevard, Green Cove Springs, FL 32043Listed by CRYSTAL CLEAR REALTY, LLCSep 2026$275,000$2173/21,2701970.6
3 Citizen Street, Green Cove Springs, FL 32043Listed by EXIT MAGNOLIA POINT REALTYAug 2026$205,000$1464/1.51,400120.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$240,000
Price / Sq Ft$163
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,468
Acres0.50 acres
Year Built1962
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

Community Information

Address101 S Oakridge Avenue, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionPools
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size21,780 sq ft
Parcel Number38062601695200000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Carport, Garage

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDryer, Electric Oven, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

FencingBack Yard
RoofShingle

Additional Information

Date ListedJanuary 30, 2026
Days on Market101
Tax Amount$1,305.24
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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