Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Photo 1 / 42
Sold

Sold·Closed May 28, 2026·152 days on market·Recent sales in Jacksonville

15154 Bareback Drive

Jacksonville, FL 32234

$265,000sold priceListed at $265,000 · 100% of asking$144/sqftMLS# 2128825
3
Beds
2
Baths
1,844
Sq Ft
2009
Built
2
Garage
No
Pool
HOA $8/mo6,534 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Great Preferred Lender Incentive on this cutie! Newer roof! Replaced in 2021. Desirable Winchester Ridge neighborhood has great amenities for family fun and recreation. This spacious open concept 3-bedroom 2 bath home has two living spaces as well as a formal dining area giving plenty of room for a home office or flex space. Eat in kitchen with island. Vaulted ceilings in the main living area. Double trey ceiling in the primary bedroom. Primary bathroom includes a soaking tub, separate shower, double vanities and double closets. Home also has a cozy front porch and an inviting back yard. Don't miss this opportunity to own this lovely well priced home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,468
Property taxesest. at asking price, Duval County$433
HOAbilled annually$8
Estimated total, before insurance$1,909/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,695/yr · $308/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$265,000
$53,000
Loan Term
Monthly Payment
$1,468
Principal & Interest: $1,468
Property taxes (est.): $433
Insurance (est.): $177
Estimated Total Monthly
$2,077
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,730 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$231,675$102,892▲ $16,690
2024$215,540$99,285—
2023$240,213$94,937—
2022$213,630$90,716▲ $20,940
2021$162,286$86,618—
2020$148,760$84,732—

2025 property taxes (current owner): $3,695/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $163/sq ft; this home is listed at $144/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
15259 Hidden Foal Drive, Jacksonville, FL 32234Listed by JWB REALTY LLCSep 2026$288,000$1614/21,793430.1
5780 Lagoon Cruise Way, Jacksonville, FL 32234Listed by OLYMPUS EXECUTIVE REALTY, INCJul 2026$364,990$1634/32,2463000.2
5720 Lagoon Cruise Way, Jacksonville, FL 32234Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$305,990$1704/21,7972490.2
6112 Black Filly Lane, Jacksonville, FL 32234Listed by MARK SPAIN REAL ESTATEAug 2026$268,000$1444/21,856130.3
15391 Hidden Foal Drive, Jacksonville, FL 32234Listed by EVERYSTATE INCAug 2026$320,000$1514/22,11670.3
5712 Lagoon Cruise Way, Jacksonville, FL 32234Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$299,990$1674/21,7971400.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$265,000
Price / Sq Ft$144
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,844
Total Structure Area2,330 sq ft
Acres0.15 acres
Year Built2009
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address15154 Bareback Drive, Jacksonville, FL 32234
Area066-Cecil Commerce Area
SubdivisionWinchester Ridge
CityJacksonville
CountyDuval
StateFL
Zip Code32234
Lot Size6,534 sq ft
Parcel Number0011196770

Amenities

UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchFront Porch, Patio
RoofShingle

Additional Information

Date ListedFebruary 6, 2026
Days on Market152
HOA Fees$100 / Annually
HOA FrequencyAnnually
HOA NameWinchester Ridge HOA
Tax Amount$3,695
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines