No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Sold·Closed Mar 24, 2026·23 days on market
96035 Cottage Court 1208
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Move right into this recently renovated 3-bedroom, 2-bath condo at The Cottages of Stoney Creek, offering over 1,600 square feet of comfortable, low-maintenance living. Updates include new vinyl flooring and carpet throughout, creating a clean, modern feel. The well-designed kitchen flows seamlessly into the dining and living areas, making everyday living easy and entertaining effortless. A private backyard adds a rare bonus, perfect for relaxing, letting pets out, or enjoying outdoor space without the upkeep. Additional highlights include a garage, ample storage, and access to the community pool, all supporting a true lock-and-leave lifestyle. Ideal as a full-time residence or second home, this property is truly move-in ready. Conveniently located just 15 minutes from the beaches, dining, and entertainment of Amelia Island and approximately 30 minutes from Jacksonville International Airport, with shopping and restaurants nearby. Simple, stylish, and ready to go.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Peters Point Beachfront Parkabout 5 mi · 180 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 7 mi · 3.6 mi of trails
Closest public boat ramp
Melton Nelson Park and Boat Rampabout 2 mi · Lofton Creek
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 7 mi · Egan's Creek
Closest grocery store
Walmart Supercenterabout 0.4 mi · 464016 State Road 200, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,945/yr
Estimated taxes if purchased at asking price: ~$5,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $190/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 96028 Cottage Court 1401, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS SOUTHEASTERN PARTNERS | Aug 2026 | $280,000 | $172 | 3/2.5 | 1,631 | 18 | 0 |
| 96033 Stoney Drive 2206, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Jun 2026 | $290,000 | $216 | 2/2 | 1,341 | 70 | 0 |
| 96066 Stoney Creek Parkway, Fernandina Beach, FL 32034Listed by EXP REALTY LLC | Apr 2026 | $285,000 | $203 | 2/2 | 1,407 | 48 | 0 |
| 96015 Stoney Creek Parkway 1008, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Feb 2026 | $290,000 | $178 | 3/2.5 | 1,631 | 3 | 0 |
| 96143 Stoney Drive 1908, Fernandina Beach, FL 32034Listed by COLDWELL BANKER THE AMELIA GROUP | Jul 2025 | $285,000 | $175 | 3/2.5 | 1,631 | 71 | 0 |
| 96156 Stoney Creek Parkway, Fernandina Beach, FL 32034Listed by FLORIDA HOMES REALTY & MTG LLC | May 2025 | $269,900 | $192 | 2/2 | 1,407 | 32 | 0 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
Similar homes in Fernandina Beach
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Mar 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines