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Sold

Sold·Closed Apr 3, 2026·48 days on market

96066 Stoney Creek Parkway

Fernandina Beach, FL 32034

$285,000sold priceListed at $285,000 · 100% of asking$203/sqftMLS# 2125606
2
Beds
2
Baths
1,407
Sq Ft
2008
Built
1
Garage
No
Pool
HOA $387/moCondominium1 story

About this home

Fernandina Beach

Welcome home to easy, LOW-Maintenance LIVING in the highly sought-after GATED community of The Cottages at Stoney Creek. Your coastal ONE-STORY Condo with a ONE-CAR GARAGE attached, offers the perfect blend of comfort, convenience, and coastal proximity-just 15 minutes from Fernandina Beach and close proximity to the community pool. Inside, you'll find a light-filled, open-concept floor plan designed for both everyday living and entertaining. The well-appointed kitchen overlooks the dining area and family room, creating a seamless flow ideal for gatherings. Two spacious bedrooms and two full bathrooms provide flexibility for guests, a home office, or a private retreat, while the primary suite offers comfort and privacy. Step outside to your own screened-in porch, a peaceful spot to unwind and enjoy Florida living year-round. Home is complete with a washer and dryer included, and extra storage on the patio, adding both convenience and functionality.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,579
Property taxesest. at asking price, Nassau County$393
HOAbilled monthly$387
Estimated total, before insurance$2,359/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,482/yr · $290/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,482/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $184/sq ft; this home is listed at $203/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
96028 Cottage Court 1401, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS SOUTHEASTERN PARTNERSAug 2026$280,000$1723/2.51,631180
96033 Stoney Drive 2206, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYJun 2026$290,000$2162/21,341700
96035 Cottage Court 1208, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSMar 2026$299,500$1843/2.51,631230
96015 Stoney Creek Parkway 1008, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSFeb 2026$290,000$1783/2.51,63130
96143 Stoney Drive 1908, Fernandina Beach, FL 32034Listed by COLDWELL BANKER THE AMELIA GROUPJul 2025$285,000$1753/2.51,631710
96156 Stoney Creek Parkway, Fernandina Beach, FL 32034Listed by FLORIDA HOMES REALTY & MTG LLCMay 2025$269,900$1922/21,407320

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$285,000
Price / Sq Ft$203
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,407
Year Built2008
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address96066 Stoney Creek Parkway, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionStoney Creek
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number252N28027C08060000
ZoningSingle Family

Amenities

AmenitiesPool, Gated
Community FeaturesSidewalks, Gated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Off Street
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate
Spa FeaturesCommunity

Exterior

Patio / PorchPatio, Screened
Road SurfaceAsphalt

Additional Information

Date ListedJanuary 17, 2026
Days on Market48
HOA Fees$387 / Monthly
HOA FrequencyMonthly
HOA NameCottages at Stoney Creek
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Trash
Tax Amount$3,482.19
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Sold by: CABANA LANE, INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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