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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·146 days on market

8215 Lenox Avenue

Jacksonville, FL 32221

$379,900$275/sqftEst. $2,104/moMLS# 2128115
↓ $20,000 below original list
3
Beds
2
Baths
1,380
Sq Ft
1943
Built
—
Garage
No
Pool
FEMA Zone XNo HOA2.59 acresSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

PRICE REDUCED!! Prime opportunity situated on over 2.5± acres, just minutes from shopping, dining, and everyday conveniences. This versatile property offers multiple income streams with a primary residence and a separate 3-bedroom, 2-bath mobile home--ideal for dual rentals, or multi-generational use. The expansive acreage provides excellent future development potential, offering investors the opportunity to expand, subdivide (buyer to verify), or add additional units. With strong location fundamentals, flexible use options, and long-term upside, this property presents immediate income with significant growth potential.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,104
Property taxesest. at asking price, Duval County$620
Estimated total, before insurance$2,725/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,523/yr · $210/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$379,900
$75,980
Loan Term
Monthly Payment
$2,104
Principal & Interest: $2,104
Property taxes (est.): $620
Insurance (est.): $253
Estimated Total Monthly
$2,978
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1943)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,720 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$210,834$92,219—
2024$212,423$90,745▼ $196
2023$221,751$84,286—
2022$214,952$77,738—
2021$156,823$71,621—
2020$154,401$69,914—

2025 property taxes (current owner): $2,523/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 8, 2026Price change$379,900−$20,000
  • May 18, 2026Listed$399,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $275/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1295 Jewelstone Lane, Jacksonville, FL 32221Listed by RPB REALTY,INCSep 2026$314,900$1914/21,6481770.6
8647 Lenox Avenue, Jacksonville, FL 32221Listed by MAINSTAY BROKERAGE LLCSep 2026$216,999$1563/21,3921140.6
1319 Jewelstone Lane, Jacksonville, FL 32221Listed by RPB REALTY,INCSep 2026$314,900$1914/21,648400.6
1206 Jewelstone Lane, Jacksonville, FL 32221Listed by RPB REALTY,INCSep 2026$314,900$1914/21,648540.6
758 Estates Cove Road, Jacksonville, FL 32221Listed by MCCABE REALTY INCSep 2026$262,000$1903/21,376800.7
717 Estates Cove Road, Jacksonville, FL 32221Listed by HERRON REAL ESTATE LLCSep 2026$305,000$1914/21,595680.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$379,900
Price / Sq Ft$275
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,380
Acres2.59 acres
Year Built1943
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

Community Information

Address8215 Lenox Avenue, Jacksonville, FL 32221
Area062-Crystal Springs/Country Creek Area
SubdivisionJax Heights
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size112,820.4 sq ft
Parcel Number0087250000

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerSeptic Tank
Water SourcePublic
ParkingOther

Interior

AppliancesElectric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne

Exterior

Lot DescriptionWooded

Additional Information

Date ListedMay 18, 2026
Days on Market192
Tax Amount$2,522.83
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BYERS PROPERTIES, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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