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Sold

Sold·Closed Dec 11, 2025·187 days on market

311 S Prospect Street

Crescent City, FL 32112

$725,000sold priceListed at $875,000 · 82.9% of asking$386/sqftMLS# 2080562
2
Beds
1.5
Baths
1,877
Sq Ft
2015
Built
2
Garage
No
Pool
HOA $6/mo1.67 acresWaterfrontSingle Family Residence1 story

About this home

Crescent City

Welcome to Old Florida at its Best. Located in Picturesque Downtown Crescent City.This unique 1.5 acre Crescent Lake Front property was developed in 2015/16 offers: 2 Quality Custom built Residences. Main home single story 3/2 1877sq ft + 2 car garage block construction ,Detached guest cottage/home with 984 sq ft 3/2 +2 car garage 2 story Block & Frame. Property offers,city water & sewer,natural gas,natural gas backup generator servicing both homes, on demand gas hot water heaters, Dock for all your boating, fishing ,watersports activity. Crescent Lake has access to the St Johns River & the Atlantic Ocean.The Guest cottage/home is uniquely built with a very rustic cabin feel and a loft, and large lakeside deck to enjoy & entertain.Where as the main home offers modern design, open floor plan, formal dining room,tile wood plank flooring, solid surface counter tops, eat in kitchen, laundry room,with a large screened in lakefront porch to enjoy the peace & serenity.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,016
HOAbilled annually$6
Estimated total, before insurance$4,022/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,709/yr · $559/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,634 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,709/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $466/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
624 Palmetto Avenue, Crescent City, FL 32112Listed by CENTURY 21 TRITON REALTYJun 2026$295,000$2233/1.51,3251020.8
404 Grand Rondo E, Crescent City, FL 32112Listed by LPT REALTYAug 2026$328,000$2413/21,36040.9
601 Vernon Avenue, Crescent City, FL 32112Listed by CENTURY 21 TRITON REALTYJul 2026$350,000$1923/21,821380.9
231 Oleander Avenue, Crescent City, FL 32112Listed by IHEART REALTY INCJun 2025$284,000$1374/2.52,0763000.9
711 N Park Street, Crescent City, FL 32112Listed by CENTURY 21 TRITON REALTYApr 2026$310,000$2172/21,428821.1
104 Ewers Road, Crescent City, FL 32112Listed by CENTURY 21 TRITON REALTYAug 2025$190,000$1013/21,874861.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$875,000
Price / Sq Ft$466
Bedrooms2
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,877
Total Structure Area2,640 sq ft
Acres1.67 acres
Year Built2015
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ElementaryMiddleton-burney, reported on 4 other Metes & Bounds listings
HighCrescent City, reported on 6 other Metes & Bounds listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address311 S Prospect Street, Crescent City, FL 32112
Area583-Crescent/Georgetown/Fruitland/Drayton Isl
SubdivisionMetes & Bounds
CityCrescent City
CountyPutnam
StateFL
Zip Code32112
Lot Size72,745.2 sq ft
Parcel Number301228000001100000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Off Street
ViewRiver
Waterfront TypeLake Front, Ocean Access, River Access

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Split Bedrooms
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesDock
Patio / PorchCovered, Rear Porch, Screened
RoofMetal
ConstructionBlock, Frame
Other StructuresGuest House
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedApril 9, 2025
Days on Market187
HOA Fees$75 / Annually
HOA FrequencyAnnually
Tax Amount$6,708.98
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 11, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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