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Sold

Sold·Closed Mar 26, 2026·302 days on market

301 S Prospect Street

Crescent City, FL 32112

$558,000sold priceListed at $548,650 · 101.7% of asking$186/sqftMLS# 2071132
4
Beds
3
Baths
2,995
Sq Ft
1912
Built
1
Garage
No
Pool
No HOA1.20 acresWaterfrontSingle Family Residence3 stories

About this home

Crescent City

Step back in time- with a view! This navigable waterfront 1912 Craftsman took a short break from the MLS to install a NEW metal roof on home & garage, HVAC, & water heater. Crescent City is well known for historical buildings, fishing tournaments, festivals & more. Crescent Lake is navigable to Dunns Creek, St. Johns River, Lake George, & the Atlantic Ocean. Easy car ride to St. Augustine, Daytona, and Jacksonville. Walk among the free roaming peacocks and grand live oaks on the 1 acre overlooking Crescent Lake. Two stories of original woodwork, leaded glass, built-ins, high-ceilings, and wood floors. Main floor has a bathroom, master bedroom, 2nd, and 3rd bedroom/flex room (non-conforming). 4th bedroom & full bath upstairs is 1,172sf! Kitchen has a butler's pantry & a breakfast nook for sunrise views overlooking the lake. Outside patio is perfect for entertaining! 3rd full bath nearby in the garage with ADU/multi-family possibility! Come grab this lake-living deal!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,091
Estimated total, before insurance$3,091/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$7,555/yr · $630/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1912)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,677 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:32 AM, sunset 6:49 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $7,555/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $125/sq ft; this home is listed at $183/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
259 S Prospect Street, Crescent City, FL 32112Listed by COLDWELL BANKER BEN BATES INCJun 2026$450,000$1254/33,5871250.1
411 N Main Street, Crescent City, FL 32112Listed by TIMBER TO TIDES REALTY LLCSep 2025$109,900$385/32,90100.7
521 N Lake Street, Crescent City, FL 32112Listed by CW REALTYAug 2026$377,000$1534/32,4641820.9
209 Carrier Road, Crescent City, FL 32112Listed by CENTURY 21 TRITON REALTYAug 2025$475,000$1554/33,0721281.3
120 Dunkle Snyder Road, Crescent City, FL 32112Listed by CENTURY 21 TRITON REALTYFeb 2026$265,000$984/22,696971.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$548,650
Price / Sq Ft$183
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,995
Total Structure Area6,683 sq ft
Acres1.20 acres
Year Built1912
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman, Historic, Multi Generational
StatusClosed
# of Garages1
# of Carport Spaces1
Has PoolNo
Is WaterfrontYes
Direction FacesWest

Community Information

Address301 S Prospect Street, Crescent City, FL 32112
Area583-Crescent/Georgetown/Fruitland/Drayton Isl
SubdivisionCrescent Lake
CityCrescent City
CountyPutnam
StateFL
Zip Code32112
Lot Size52,272 sq ft
Lot DimensionsParcel#1: 145'Wx319'D and Parcel#2: 10'Wx622'D
Parcel Number301228000000700000
ZoningResidential

Amenities

Community FeaturesSidewalks, Fishing, Street Lights, Restaurant, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Carport, Covered, Detached Carport, Garage, Off Street, RV Access/Parking
ViewLake, Water

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Kitchen Island, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Electric, Split System
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories3
LevelsThree Or More
LaundryIn Unit, Lower Level, Upper Level

Exterior

Exterior FeaturesDock, Outdoor Kitchen
Lot DescriptionEasement Access, Historic Area, Many Trees
Patio / PorchCovered, Porch, Rear Porch, Side Porch
FencingOther, Fenced, Back Yard
RoofMetal
Other StructuresOutdoor Kitchen, Workshop
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedNovember 7, 2025
Days on Market302
Tax Amount$7,554.59
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Sold by: UNITED REAL ESTATE GALLERY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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