1 / 21

Active

Active·180 days on market

159 Stillwater Drive

Flagler Beach, FL 32136

$549,000$246/sqftEst. $2,799/moMLS# 2126972

Beds

Baths

2,228

Sq Ft

2025

Built

Garage

Pool

About this home

Flagler Beach

Come tour this Toll Brothers Community, Available NOW!! The Pompano blends luxury and charm with an alluring collection of living spaces perfect for relaxing. An extended foyer flows past a bright flex room revealing the spacious great room and a casual dining area, with views of the lovely rear covered lanai. Adjacent, the kitchen is expertly crafted, offering a large center island with breakfast bar, wraparound counter and cabinet space, and a roomy pantry. Defining the beautiful primary bedroom suite is a sizable walk-in closet and a deluxe primary bath with dual-sink vanity, a large luxe shower, and a private water closet. Secondary bedrooms can be found off the foyer, featuring large closets and a shared hall bath with dual-sink vanity. Additionally offered in the Pompano is easily accessible laundry and ample additional storage. Ask about builder paid closing costs!!

Cost to own

Mortgage calculator

Home Price

$549,000

Down Payment: 20%

$109,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,799

Principal & Interest: $2,799

Insurance (est.): $366

Estimated Total Monthly

$3,165

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,799

HOAbilled monthly$42

Estimated total, before insurance$2,841/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

property taxes (current owner): $3,207/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jan 26, 2026Listed$549,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$549,000

Price / Sq Ft$246

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,228

Total Structure Area2,861 sq ft

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

Property ConditionTo Be Built

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesEast

School Information

ElementaryOld Kings

MiddleBuddy Taylor

HighFlagler Palm Coast

Community Information

Address159 Stillwater Drive, Flagler Beach, FL 32136

Area603-Flagler County-South Central

SubdivisionVeranda Bay

CityFlagler Beach

CountyFlagler

StateFL

Zip Code32136

Lot Dimensions60X130

Parcel Number38-12-31-7222-00000-3330

ZoningResidential

Amenities

AmenitiesClubhouse, Dog Park, Fitness Center, Gated, Marina, Pickleball, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

Green / EnergyHVAC

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms

AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Tankless Water Heater

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric, Split System

FlooringCarpet, Laminate, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink, Washer Hookup

SecuritySecurity Gate