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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active·Listed today

139 Stillwater Drive

Flagler Beach, FL 32136

$749,000$261/sqftEst. $4,149/moMLS# 2168786
4
Beds
3
Baths
2,873
Sq Ft
2027
Built
3
Garage
No
Pool
HOA $42/mo11,326 sqft lotSingle Family Residence1 storyNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Flagler Beach

The Bellflower home design is a wonderful blend of quiet retreats and gathering spaces. An inviting foyer with a tray ceiling leads to a spacious great room with access to a gorgeous covered lanai for seamless entertaining. The well-equipped kitchen is open to the casual dining area and features a beautiful center island with breakfast bar, a walk-in pantry, and ample counter and cabinet space. The primary bedroom impresses with a large walk-in closet and a serene primary bath featuring dual vanities, a luxe shower, linen storage, and a private water closet. Ample secondary bedrooms all have access to full hall baths. Other desirable features include a versatile flex room, centrally located laundry, an everyday entry, and extra storage throughout.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,149
HOAbilled monthly$42
Estimated total, before insurance$4,191/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,000/yr · $1,000/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$749,000
$149,800
Loan Term
Monthly Payment
$4,149
Principal & Interest: $4,149
Insurance (est.): $499
Estimated Total Monthly
$4,648
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2027)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:23 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 11, 2026Listed$749,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $224/sq ft; this home is listed at $261/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
48 Ribera Drive, Flagler Beach, FL 32136Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$532,000$2084/2.52,555670
44 Ribera Drive, Flagler Beach, FL 32136Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$510,000$2333/22,1862050.1
159 Stillwater Drive, Flagler Beach, FL 32136Listed by JACKSONVILLE TBI REALTY, LLCSep 2026$520,000$2333/22,2281840.1
56 Ribera Drive, Flagler Beach, FL 32136Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$530,000$2074/2.52,5551710.1
59 Ribera Drive, Flagler Beach, FL 32136Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$520,000$2113/22,4681680.1
57 Ribera Drive, Flagler Beach, FL 32136Listed by OLYMPUS EXECUTIVE REALTY, INCJul 2026$571,546$2244/2.52,55500.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$749,000
Price / Sq Ft$261
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,873
Total Structure Area3,728 sq ft
Acres0.26 acres
Year Built2027
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionTo Be Built
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesEast

School Information

ElementaryOld Kings
MiddleBuddy Taylor

Community Information

Address139 Stillwater Drive, Flagler Beach, FL 32136
Area603-Flagler County-South Central
SubdivisionVeranda Bay
CityFlagler Beach
CountyFlagler
StateFL
Zip Code32136
Lot Size11,325.6 sq ft
Lot Dimensions60x185
Parcel Number3812317222000002670
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Pickleball, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
Green / EnergyHVAC
ParkingGarage

Interior

Interior FeaturesBuilt-in Features, Entrance Foyer, Kitchen Island, Pantry, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceNo
# of Fireplaces0
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Exterior FeaturesOther
Lot DescriptionCleared, Irregular Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedOctober 11, 2026
Days on Market27
HOA Fees$42 / Monthly
HOA FrequencyMonthly
HOA NameMay Management
HOA Fee IncludesOther
Tax Amount$12,000
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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