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Pending

Pending·120 days on market

3112 Tupelo Loop

Green Cove Springs, FL 32043

$389,000$168/sqftEst. $1,983/moMLS# 2121182

Beds

Baths

2,309

Sq Ft

2024

Built

Garage

Pool

About this home

Green Cove Springs

This stunning 2024 Sierra II Model Home in Edenbrooke at Hyland Trails offers the pinnacle of 55+ active adult living. Situated on a premium .3-acre lot with serene preserve views, this 4BR/2.5BA plus flex/den home is loaded with designer upgrades. The open concept interior features wood look tile (no carpet), crown molding, and high end gold tone fixtures. A gourmet kitchen impresses with 42'' white cabinetry, quartz countertops, double wall ovens, and a 5-burner cooktop. Entertain in the living area featuring a custom slat-wood accent wall, or retreat to the screened paver lanai to enjoy the private, wooded backdrop. As part of a premier gated community, residents enjoy world class amenities including a clubhouse, pool, pickleball, tennis, and dog park. ''Lock and leave'' convenience with HOA-included lawn care! Up to $3,000 lender credit available with preferred lender. Experience luxury, comfort, and an active Florida lifestyle in this move-in-ready gem!

Cost to own

Mortgage calculator

Home Price

$389,000

Down Payment: 20%

$77,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,983

Principal & Interest: $1,983

Property taxes (est.): $596

Insurance (est.): $259

Estimated Total Monthly

$2,839

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,983

Property taxesest. at asking price, Clay County$596

HOAbilled quarterly$166

Estimated total, before insurance$2,746/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,180/yr · $682/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $3,656,000 in November 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$357,008	$357,008	—
2024	$65,000	$65,000	—

2025 property taxes (current owner): $8,180/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$389,000

Price / Sq Ft$168

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,309

Acres0.30 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

55+ CommunityYes

New ConstructionYes

Community Information

Address3112 Tupelo Loop, Green Cove Springs, FL 32043

Area163-Lake Asbury Area

SubdivisionEdenbrooke At Hyland Trails At Creekview Trail

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size13,068 sq ft

Parcel Number15052500933800303

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Park, Pickleball, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Tankless Water Heater

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySmoke Detector(s)