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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Jan 30, 2026·38 days on market·Recent sales in Jacksonville

11223 Martin Lakes Drive N

Jacksonville, FL 32220

$250,000sold priceListed at $250,000 · 100% of asking$146/sqftMLS# 2120531
3
Beds
2
Baths
1,714
Sq Ft
2003
Built
2
Garage
No
Pool
HOA $33/mo12,197 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to this beautifully maintained and spacious home located in the sought-after Martin Lakes community. This bright and open 3-bedroom residence offers an inviting layout perfect for both daily living and entertaining. Step inside to a large living room with abundant natural light and seamless flow into the dining and kitchen areas. The kitchen features elegant granite countertops, ample cabinetry, and plenty of prep space for cooking and gatherings. The bedrooms are well-sized, providing comfort and versatility for family, guests, or a home office.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,385
Property taxesest. at asking price, Duval County$408
HOAbilled annually$33
Estimated total, before insurance$1,826/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,385/yr · $365/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$250,000
$50,000
Loan Term
Monthly Payment
$1,385
Principal & Interest: $1,385
Property taxes (est.): $408
Insurance (est.): $167
Estimated Total Monthly
$1,960
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,385/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Dec 5, 2025Listed$250,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $146/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11215 Martin Lakes Drive N, Jacksonville, FL 32220Listed by OPENDOOR BROKERAGE, LLC.Jul 2026$305,000$1873/21,635200
734 Martin Lakes Drive E, Jacksonville, FL 32220Listed by FLORIDA HOMES REALTY & MTG LLCMay 2026$330,000$1523/22,16610.2
1185 Heritage Estates Trace, Jacksonville, FL 32220Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$510,000$2763/21,847240.3
620 Martin Lakes Drive E, Jacksonville, FL 32220Listed by REMI REALTY, LLCJul 2026$332,500$1553/22,149900.4
641 Lookout Lakes Drive, Jacksonville, FL 32220Listed by HERRON REAL ESTATE LLCOct 2025$330,000$1793/21,839820.4
1308 Rigdon Road, Jacksonville, FL 32220Listed by REAL BROKER LLCMay 2026$700,000$3763/21,8621650.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$250,000
Price / Sq Ft$146
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,714
Acres0.28 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWhite House
HighEdward White

Community Information

Address11223 Martin Lakes Drive N, Jacksonville, FL 32220
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionOld Plank Plantation
CityJacksonville
CountyDuval
StateFL
Zip Code32220
Lot Size12,196.8 sq ft
Parcel Number0014710085

Amenities

UtilitiesCable Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen
AppliancesElectric Oven, Electric Water Heater, Ice Maker
HeatingCentral
CoolingElectric
FlooringLaminate
# of Stories1
LaundryIn Unit

Additional Information

Date ListedDecember 5, 2025
Days on Market38
HOA Fees$400 / Annually
HOA FrequencyAnnually
HOA NameOld Plank Plantation Owners Association, INC
Tax Amount$4,385.31
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NORTHPOINT REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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