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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Shearwater, St. Augustine — a pool home in St. Johns County.

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Sold

Sold·Closed Oct 30, 2025·10 days on market·Recent sales in Shearwater·Shearwater

65 Bowery Avenue

St. Augustine, FL 32092

$730,000sold priceListed at $730,000 · 100% of asking$239/sqftMLS# 2120096
4
Beds
3
Baths
3,059
Sq Ft
2020
Built
2
Garage
Yes
Pool

52 more homes for sale in Shearwater →Search Shearwater on the map

HOA $20/moSingle Family Residence2 stories

About this home

Shearwater

4 bed 3 bath This listing has been entered for historical data only

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,043
Property taxesest. at asking price, St. Johns County$971
HOAbilled annually$20
Estimated total, before insurance$5,035/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$730,000
$146,000
Loan Term
Monthly Payment
$4,043
Principal & Interest: $4,043
Property taxes (est.): $971
Insurance (est.): $487
Estimated Total Monthly
$5,502
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

History

Price & status history

  • Dec 3, 2025Listed$730,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $236/sq ft; this home is listed at $239/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
115 Windley Drive, St. Augustine, FL 32092Listed by ROUND TABLE REALTYSep 2026$625,000$2534/32,473130.1
41 Palisade Drive, St. Augustine, FL 32092Listed by CASTILLO REAL ESTATE JAXSep 2026$590,000$2174/32,723880.4
43 Laurel Gate Lane, St. Augustine, FL 32092Listed by ROUND TABLE REALTYSep 2026$547,500$2324/2.52,35700.4
2625 Tunbridge Lane, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTYOct 2026$825,000$2215/43,729590.8
21 Yardley Court, St. Augustine, FL 32092Listed by VREELAND REAL ESTATE LLCSep 2026$580,000$2364/32,461780.8
164 Amalia Way, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCSep 2026$764,500$2474/3.53,094111

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$730,000
Price / Sq Ft$239
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,059
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address65 Bowery Avenue, St. Augustine, FL 32092
Area304- 210 South
SubdivisionShearwater
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0100132550

Amenities

AmenitiesPool, Clubhouse
UtilitiesCable Available, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
# of Stories2

Additional Information

Date ListedDecember 3, 2025
Days on Market10
HOA Fees$236 / Annually
HOA FrequencyAnnually
Listing TermsConventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NON MLS (realMLS)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Shearwater

Shearwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Shearwater homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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