$450,0001 bd · 1 ba · 1,556 sq ft
Active·161 days on market
2226 State Road 16
Green Cove Springs, FL 32043
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About this home
Green Cove Springs
Endless possibilities 9.82 beautiful acres , and two concrete block structures ready to be transformed. One building with 1556 sf is shown as living area but does not have heat and air and one with 960sf, buildings have been gutted , giving you a true blank canvas to design exactly what you need. Zoned agricultural/residential, offering flexible potential for a homesite, hobby farm, animals, gardens, or a combination of uses buyer to verify intended use with the county. A four-wheel-drive 5700 Kabota tractor and it's implements go with sale( see in photos) Major improvements have already been done for you: new roofs on both structures, new windows and exterior doors, and an upgraded electric panel, providing a solid starting point for your vision. With nearly 10 acres to work with, there's room to create a private residence, workshop, studio spaces, storage, or small agricultural operation. The land offers a mix of open space and natural surroundings, with the creek adding charm.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
The house sits in FEMA Zone X (minimal flood hazard)
Zone A covers 72% of this 9.5-acre lot, away from the house; the rest is Zone X (minimal) 28%. The house's position comes from its roof outline in Google's aerial imagery, read against FEMA's map. The lender's flood determination, a survey or an elevation certificate makes it official.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1956)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,409 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (south)about 24 mi · 94 parking spaces
Closest park or preserve
Alpine Groves Parkabout 8 mi · 1 mi of trails
Closest public boat ramp
Governor's Creek Public Boat Rampabout 2 mi · St. Johns River
Closest kayak & paddleboard launch
Vera Francis Hall City Park Canoe Landingabout 2 mi · Governor's Creek
Closest grocery store
Publixabout 8 mi · 205 Rivertown Shops Dr, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $104,918 | $104,918 | — |
| 2024 | $104,647 | $25,000 | — |
| 2023 | $104,156 | $25,000 | — |
| 2022 | $101,407 | $25,000 | — |
| 2021 | $100,534 | $25,000 | — |
| 2020 | $100,262 | $25,000 | — |
2025 property taxes (current owner): $1,958/yr
Estimated taxes if purchased at asking price: ~$8,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jun 1, 2026Listed$450,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $289/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2344 Bonnie Lakes Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTY | Nov 2026 | $285,000 | $154 | 4/2 | 1,856 | 15 | 1.4 |
| 1727 Elsie Street, Green Cove Springs, FL 32043Listed by MILITARY REALTY OF FLORIDA | Oct 2026 | $254,000 | $174 | 3/2 | 1,459 | 5 | 1.4 |
| 3652 Summit Oaks Drive, Green Cove Springs, FL 32043Listed by MOMENTUM REALTY | Oct 2026 | $329,900 | $178 | 4/2 | 1,856 | 140 | 1.4 |
| 1308 Martin Luther King Jr Boulevard, Green Cove Springs, FL 32043Listed by EAGLES WORLD REALTY, INC | Oct 2026 | $217,500 | $193 | 3/1 | 1,129 | 76 | 1.7 |
| 3729 Constancia Drive, Green Cove Springs, FL 32043Listed by CHAD AND SANDY REAL ESTATE GROUP | Aug 2026 | $410,000 | $251 | 3/2 | 1,635 | 23 | 1.8 |
| 3360 Olympic Drive, Green Cove Springs, FL 32043Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $490,000 | $243 | 4/2 | 2,015 | 111 | 1.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXIT MAGNOLIA POINT REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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