No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Sold·Closed Apr 29, 2026·26 days on market
97 Seattle Trail
Palm Coast, FL 32164
About this home
Palm Coast
Discover Your Dream Home in the Palm Coast Signature Community! Welcome to the Gardner Plan a very elegant two-story home designed for both comfort and versatility. The chef's kitchen is a highlight, featuring stylish cabinetry, granite countertops, and stainless steel appliances, including an electric smooth-top range, over-the-range microwave, and dishwasher. The main floor includes a flexible space and a guest suite with a spacious walk-in closet. The oversized primary suite upstairs offers a serene retreat with a private bath and expansive walk-in closet. Additional features include a 2-car garage, and energy-efficient Low-E insulated dual-pane windows.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,700 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 20 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 15 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 13 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Bing's Landing Accessible Kayak Launch Dockabout 13 mi · Atlantic ICW (Flagler County) Matanzas River
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $444/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $196/sq ft; this home is listed at $135/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 51 Sentinel Trail, Palm Coast, FL 32164Listed by NAVY TO NAVY HOMES LLC | Sep 2026 | $370,000 | $157 | 4/3 | 2,363 | 65 | 0.6 |
| 7 Smokehouse Place, Palm Coast, FL 32164Listed by WATSON REALTY CORP | Sep 2026 | $327,000 | $147 | 4/2 | 2,229 | 222 | 0.8 |
| 17 Sleigh Bell Place, Palm Coast, FL 32164Listed by DJ & LINDSEY REAL ESTATE | Aug 2026 | $365,000 | $204 | 4/2 | 1,787 | 77 | 0.8 |
| 310 Fishtail Place, Palm Coast, FL 32164Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Aug 2026 | $384,000 | $196 | 3/2.5 | 1,962 | 48 | 1.7 |
| 288 Montgomery Court, Palm Coast, FL 32164Listed by MALTBIE REALTY GROUP | Sep 2026 | $349,990 | $183 | 3/2 | 1,909 | 99 | 1.8 |
| 324 Fishtail Place, Palm Coast, FL 32164Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Aug 2026 | $392,300 | $217 | 2/2 | 1,808 | 21 | 1.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WJH BROKERAGE FL LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Palm Coast
For Sale9 Big Bear LanePalm Coast, FL 32137
4 bd · 2.5 ba · 1,772 sq ft
$359,900Est. $1,916/moMotivated seller, bring all offers! POOL HOME + LARGE LOT + RECENT UPDATES! Welcome to 9 Big Bear Lane in Palm Coast!…
Listing Office: vreeland real estate llc
For Sale22 FlamingoPalm Coast, FL 32137
8 bd · 5 ba · 2,460 sq ft
$360,000Est. $1,916/moOPPORTUNITY! Discover the potential of this unique canal-front property featuring an expansive 8-bedroom, 5-bathroom…
Listing Office: beycome of florida llc
Pending45 Ulaturn TrailPalm Coast, FL 32164
4 bd · 2.5 ba · 2,862 sq ft
$364,900Est. $1,942/moNow available in Palm Coast! Home features NEW Kitchen Cabinets and NEW Kitchen countertops, freshly painted interior…
Listing Office: re/max specialists
For Sale7 Carr LanePalm Coast, FL 32137
3 bd · 2 ba · 1,476 sq ft
$370,000Est. $1,969/moInvestment Opportunity in Palm Coast! This 3-bedroom, 2-bathroom home offers an excellent opportunity for investors…
Listing Office: keller williams realty atlantic partners st. augustine
Keep looking
Similar homes in Palm Coast
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Apr 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines