This home is in Jacksonville — a pool home in Jacksonville.
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Sold·Closed Apr 10, 2026·109 days on market·Recent sales in Mandarin
10858 Morgan Horse Drive E
Jacksonville, FL 32257
About this home
Jacksonville
Welcome to 10858 Morgan Horse Drive! A beautifully updated home that perfectly combines comfort, style, and relaxing outdoor living! This 3 bedroom, 2 bathroom with flex room home features a new roof (2022), UV light for the HVAC system, and granite countertops throughout. Enjoy cozy evenings by the stone-accented wood-burning fireplace under cathedral ceilings. The kitchen has been refreshed with stained cabinets, modern black hardware, and a new refrigerator. Bathrooms have been upgraded with new sinks, shower heads, and toilet seats, complemented by freshly painted finishes and updated hardware. Step outside to your private backyard oasis featuring a chlorine pool, hot tub, new mulch and landscaping with rock accents. Every detail has been thoughtfully improved from the new leased water softener to black door knobs throughout, making this home truly move-in ready!
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Other — 2022 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,587 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $327,868 | $327,868 | — |
| 2024 | $308,560 | $179,664 | ▼ $731 |
| 2023 | $316,351 | $172,975 | — |
| 2022 | $286,276 | $166,481 | — |
| 2021 | $227,921 | $160,176 | — |
| 2020 | $210,755 | $157,275 | — |
2025 property taxes (current owner): $5,935/yr
Estimated taxes if purchased at asking price: ~$7,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $216/sq ft; this home is listed at $242/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5261 Hoof Print Drive N, Jacksonville, FL 32257Listed by HERRON REAL ESTATE LLC | Oct 2026 | $369,000 | $202 | 3/2 | 1,828 | 80 | 0.2 |
| 5237 Hoof Print Drive N, Jacksonville, FL 32257Listed by COMMUNITY REALTY ASSOCIATES | Sep 2026 | $349,500 | $265 | 3/2 | 1,321 | 6 | 0.3 |
| 11238 Irish Moss Drive, Jacksonville, FL 32257Listed by WATSON REALTY CORP | Sep 2026 | $389,900 | $216 | 3/2 | 1,807 | 6 | 0.4 |
| 4891 Northford Place E, Jacksonville, FL 32257Listed by RE/MAX SPECIALISTS | Sep 2026 | $310,000 | $177 | 4/2 | 1,750 | 98 | 0.4 |
| 10476 Spotted Fawn Lane, Jacksonville, FL 32257Listed by CROSSVIEW REALTY | Sep 2026 | $469,000 | $248 | 3/2 | 1,891 | 28 | 0.4 |
| 11051 Sky Lark Drive, Jacksonville, FL 32257Listed by FIVE STAR REALTY SERVICES, INC | Sep 2026 | $360,000 | $187 | 3/2 | 1,930 | 125 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REALTY ONE GROUP ELEVATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Apr 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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