This home is in St. Augustine.
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Sold·Closed Dec 23, 2025·9 days on market·Recent sales in St. Augustine
5 Carey Street
St. Augustine, FL 32084
About this home
St. Augustine
Thoughtfully renovated mid-century cottage meets innovative modern design by Blackbox Design LLC. Located a stone's throw from Historic Downtown, walk out your doorstep and take a leisurely stroll to enjoy the vibrant energy of the West King District. Sip your coffee in the morning in the front sunroom with views of sparkling water on Oyster Creek. With three bedrooms, two baths and a chic modern addition added in 2005 featuring soaring vaulted ceilings and a loft space, ready for your ideas. Enjoy additional drywalled garage space ready for conversion to your home office, workshop or family room. Open the dueling utility doors on a sunny Florida day allowing for cross breezes from Oyster Creek. Interior seamlessly blends with the European-style courtyard, lush with mature bougainvillea and tropical foliage, perfect for entertaining.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1946)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,614 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $120,000 in January 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $317,532 | $265,989 | — |
| 2025 | $217,421 | $217,421 | — |
| 2024 | $314,353 | $241,808 | — |
| 2024 | $188,097 | $188,097 | ▼ $334 |
| 2023 | $317,597 | $219,825 | — |
| 2023 | $182,695 | $182,695 | — |
| 2022 | $270,496 | $199,841 | — |
| 2022 | $171,546 | $171,546 | ▲ $18,936 |
| 2021 | $183,832 | $181,674 | — |
| 2021 | $134,133 | $32,517 | — |
| 2020 | $180,629 | $165,158 | — |
| 2020 | $122,542 | $31,378 | ▲ $10,278 |
2024 property taxes (current owner): $5,064/yr
Estimated taxes if purchased at asking price: ~$6,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $307/sq ft; this home is listed at $327/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 10 Clark Street, St. Augustine, FL 32084Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $300,000 | $307 | 3/1 | 976 | 203 | 0.2 |
| 433 Lena Street, St. Augustine, FL 32084Listed by HASSLE-FREE REALTY LLC | Jul 2026 | $314,900 | $241 | 3/2.5 | 1,309 | 15 | 0.4 |
| 118 Kings Ferry Way, St. Augustine, FL 32084Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $582,000 | $399 | 3/2.5 | 1,457 | 35 | 0.6 |
| 125 Moore Street, St. Augustine, FL 32084Listed by FIV REALTY CO FLORIDA LLC | Jun 2026 | $575,000 | $503 | 3/2 | 1,143 | 56 | 0.6 |
| 1349 Mattie Street, St. Augustine, FL 32084Listed by NEXTHOME ENDLESS SUMMER | Jun 2026 | $252,000 | $212 | 3/2 | 1,190 | 177 | 0.6 |
| 580 White Street, St. Augustine, FL 32084Listed by REAL BROKER LLC | Oct 2026 | $390,000 | $301 | 3/2 | 1,296 | 94 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Dec 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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