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Sold

Sold·Closed Jun 16, 2026·78 days on market

4193 SE 8th Avenue

Melrose, FL 32666

$249,900sold priceListed at $249,900 · 100% of asking$178/sqftMLS# 2128828
3
Beds
2
Baths
1,404
Sq Ft
2000
Built
—
Garage
No
Pool
No HOA0.53 acresSingle Family Residence1 story

About this home

Melrose

Charming and thoughtfully renovated, this 3BR/2BA site-built home sits on a beautiful half acre in a sought-after Keystone Heights location and offers a cozy, cottage-inspired aesthetic with exceptional attention to detail. Originally built in 2000, the home was recently expanded and updated to enhance both character and comfort. The spacious primary suite addition features a generous bedroom, private bath, and large walk-in closet, creating a peaceful retreat while maintaining the home's inviting, rustic charm. Upgrades throughout include new flooring, interior and exterior doors, new lighting and fans, a spacious covered front porch, and much more. Every update was carefully chosen to preserve warmth and personality, making this home feel both timeless and welcoming. This property offers a rare opportunity to enjoy character, modern improvements, and space to breathe- both inside and out.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,384
Estimated total, before insurance$1,384/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$249,900
$49,980
Loan Term
Monthly Payment
$1,384
Principal & Interest: $1,384
Insurance (est.): $167
Estimated Total Monthly
$1,551
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,633 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $219/sq ft; this home is listed at $178/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
618 SE 44th Street, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTYAug 2026$300,000$1842/21,6332870.2
653 SE 44th Street, Keystone Heights, FL 32656Listed by WATSON REALTY CORPJul 2026$295,000$2403/21,230380.2
692 SE 41st Street, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTYAug 2026$295,000$2193/21,344140.3
484 SE 44th Street, Keystone Heights, FL 32656Listed by CENTURY 21 LAKESIDE REALTYAug 2026$280,000$2083/21,3441430.4
6836 Womans Club Drive, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTYNov 2025$375,000$2083/21,8043470.8
426 SE 49th Street, Keystone Heights, FL 32656Listed by UNITED COUNTRY SMITH & ASSOCIATESJun 2025$320,000$2203/21,455240.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$249,900
Price / Sq Ft$178
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,404
Acres0.53 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address4193 SE 8th Avenue, Melrose, FL 32666
Area523-Bradford County-SE
SubdivisionMetes & Bounds
CityMelrose
CountyBradford
StateFL
Zip Code32666
Lot Size23,086.8 sq ft
Parcel Number05819A00400
ZoningResidential

Amenities

UtilitiesWater Connected
SewerSeptic Tank
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Split Bedrooms, Walk-In Closet(s)
AppliancesElectric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionFew Trees
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedFebruary 6, 2026
Days on Market78
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CW REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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