Sold·Closed Sep 23, 2026·32 days on market
7526 NE 221st Street
Melrose, FL 32666
About this home
Melrose
*** REDUCED*****This 3-bedroom, 2-bathroom double-wide is a perfect handy-person / investors special. Home offers a spacious 1,423 square foot layout on a cleared 1.01-acre lot. Featuring high ceilings, vinyl flooring, large laundry room, eat in kitchen, bonus room for an office, double primary bedroom and a Florida room for extra living space so as the interior provides a comfortable and modern feel. Home has metal roof, well water and a large barn style shed that could be finished into a guest house, art studio, music room, etc. Property has citrus trees, mature grape vines, large live oaks for plenty of shade. Just minutes to 6000 acre Santa Fe with 4 public boat ramps and parks. Home is Located in Lake Bonnet Estates, you are in the heart of Florida's lake country, surrounded by numerous recreational lakes for boating, fishing, and outdoor enjoyment Enjoy over an acre of cleared, wire-fenced land with no HOA fees or restrictions.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Metal — year not disclosed (home built 1987)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,243 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Oct 5, 2026Closed$110,000
- Aug 29, 2026Pending$110,000
- Aug 18, 2026Price change$110,000−$29,000
- Aug 18, 2026Active$139,000
- Jul 31, 2026Pending$139,000
- Jul 11, 2026Price change$139,000−$20,000
- Jul 2, 2026Listed$159,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines