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Sold

Sold·Closed Sep 22, 2025·42 days on market

7925 NE 221 Street

Melrose, FL 32666

$552,000sold priceListed at $595,000 · 92.8% of asking$365/sqftMLS# 2096355
2
Beds
2
Baths
1,512
Sq Ft
1941
Built
—
Garage
No
Pool
No HOA13,504 sqft lotWaterfrontSingle Family Residence1 story

About this home

Melrose

Rare Opportunity on Big Lake Santa Fe! Lovingly cared for by the same family for over 60 years, this charming lakefront retreat offers the perfect blend of history, comfort, and modern updates. Nestled on the prestigious Big Lake Santa Fe, this 2-bedroom, 2-bath home spans 1,512 sq ft all on one level, making it ideal for year-round living or a relaxing weekend getaway. Step inside to discover a thoughtfully renovated interior with upgraded electric, plumbing, kitchen, bathrooms, and a durable metal roof for peace of mind. The spacious primary suite features a large walk-in closet and private ensuite bath. Outside, you'll find beautifully mature landscaping, a carport, a storage shed, and a large workshop with its own covered parking area—perfect for hobbies or additional storage. But the crown jewel is the waterfront: enjoy your mornings and evenings on the private dock, relax under the covered gazebo, or take full advantage of the boathouse for all your lake toys.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,058
Estimated total, before insurance$3,058/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,779/yr · $232/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$552,000
$110,400
Loan Term
Monthly Payment
$3,058
Principal & Interest: $3,058
Insurance (est.): $368
Estimated Total Monthly
$3,426
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:31 AM, sunset 6:56 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,779/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $288/sq ft; this home is listed at $394/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7526 NE 221st Street, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$105,000$743/21,423320.3
7415 NE 222nd Street, Melrose, FL 32666Listed by TREVOR WATERS REALTY, INC.Jul 2025$600,000$3563/21,68730.3
9817 County Rd 1469, Earleton, FL 32631Listed by CB ISAAC REALTYMay 2025$848,100$6002/21,414611.4
5930 Island Road, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLCJun 2025$400,000$2882/21,388601.8
6027 Dogwood Lane, Melrose, FL 32666Listed by CENTURY 21 LAKESIDE REALTYNov 2025$319,900$1823/21,753932.1
1506 SE 4th Avenue, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLCMay 2026$295,000$2533/21,168152.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$595,000
Price / Sq Ft$394
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,512
Total Structure Area2,032 sq ft
Acres0.31 acres
Year Built1941
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces3
Has PoolNo
Is WaterfrontYes
Direction FacesSouthwest

Community Information

Address7925 NE 221 Street, Melrose, FL 32666
Area721-Orange Heights-North Of SR-26
SubdivisionSanta Fe Shores
CityMelrose
CountyAlachua
StateFL
Zip Code32666
Lot Size13,503.6 sq ft
Parcel Number18659000000
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Natural Gas Not Available
Water SourceWell
ParkingAttached Carport, Carport, Detached Carport
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesBoat Lift, Dock
Patio / PorchDeck
ConstructionFrame, Wood Siding
Other StructuresBoat House
Road SurfaceGravel, Paved
Road FrontageCounty Road

Additional Information

Date ListedJuly 2, 2025
Days on Market42
Tax Amount$2,779
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CB ISAAC REALTY

Sold by: CB ISAAC REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 22, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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