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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jan 20, 2026·10 days on market·Recent sales in Jacksonville

8877 Ruby Cove Court

Jacksonville, FL 32216

$455,000sold priceListed at $475,000 · 95.8% of asking$228/sqftMLS# 2116885
4
Beds
2
Baths
1,997
Sq Ft
2020
Built
3
Garage
No
Pool
HOA $108/mo7,405 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Charming, nearly new home featuring a three-car garage and a bright, open floor plan in a prime Southside location. Nestled in a quiet, single-street cul-de-sac community, this home welcomes you with a covered entry and spacious foyer. The gourmet kitchen offers quartz countertops, white cabinetry, and all major appliances. The owner's suite features a double tray ceiling with shiplap accents, along with a luxurious bath that includes a walk-in shower and dual vanities. Additional highlights include a laundry room, a covered back patio, and a fully fenced yard with serene wooded views.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,520
Property taxesest. at asking price, Duval County$743
HOAbilled quarterly$108
Estimated total, before insurance$3,371/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$455,000
$91,000
Loan Term
Monthly Payment
$2,520
Principal & Interest: $2,520
Property taxes (est.): $743
Insurance (est.): $303
Estimated Total Monthly
$3,567
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Nov 7, 2025Listed$475,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $206/sq ft; this home is listed at $238/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8630 Synhoff Drive, Jacksonville, FL 32216Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$390,000$2093/21,865270.3
3452 Killarney Drive, Jacksonville, FL 32216Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$206,000$883/2.52,3421240.3
3013 Newell Boulevard, Jacksonville, FL 32216Listed by AMERICAN REAL ESTATE SOLUTIONS LLCSep 2026$194,000$935/2.52,094110.8
8845 Atter Lane, Jacksonville, FL 32216Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$325,000$1913/31,6981430.9
3158 Old Port Circle W, Jacksonville, FL 32216Listed by RE/MAX SPECIALISTS PVSep 2026$470,000$2064/22,286411
2915 Newell Boulevard, Jacksonville, FL 32216Listed by REAL BROKER LLCAug 2026$312,990$2224/21,410191

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$475,000
Price / Sq Ft$238
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,997
Acres0.17 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

MiddleSouthside
HighEnglewood

Community Information

Address8877 Ruby Cove Court, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionSienna Grove
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size7,405.2 sq ft
Parcel Number1409731140
ZoningSingle Family

Amenities

Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, On Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingElectric
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
Security24 Hour Security, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch
FencingBack Yard, Full
RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt

Additional Information

Date ListedNovember 7, 2025
Days on Market10
HOA Fees$323.28 / Quarterly
HOA FrequencyQuarterly
HOA NameSienna Grove
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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