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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Jan 22, 2026·48 days on market

43 Selma Trail

Palm Coast, FL 32164

$299,700sold priceListed at $299,700 · 100% of asking$185/sqftMLS# 2115780
3
Beds
2
Baths
1,616
Sq Ft
2001
Built
2
Garage
No
Pool
No HOA12,632 sqft lotSingle Family Residence1 story

About this home

Palm Coast

Enjoy the benefits of living in Palm Coast on a private, over-sized lot in a welcoming concrete block home; inside and outside are newly painted and have brand new laminate flooring. NEW ROOF, New Water Heater, AC less than 5 yrs old. Convenient central kitchen with Stainless steel appliances; washer & dryer; storage shed all remain to make this home ready to be your own. NO HOA or CDD help keep monthly payments lower. Private primary bedroom has a spacious walk-in closet and en-suite bath. The additional two bedrooms are split across the living room with middle second bathroom. Sliding doors open to the patio and over-sized lot. Come see this home and move in before holidays.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,634
Estimated total, before insurance$1,634/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,187/yr · $99/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:36 AM, sunset 6:40 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,187/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $185/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
170 Secretary Trail, Palm Coast, FL 32164Listed by LPT REALTY LLCMay 2026$295,000$1763/21,677380.5
38 Sea Front Trail, Palm Coast, FL 32164Listed by EAZ REALTY LLCApr 2026$347,000$2233/21,5552830.5
2 Seamanship Trail, Palm Coast, FL 32164Listed by EAZ REALTY LLCMar 2026$389,900$2174/21,8001890.8
24 Seville Orange Path, Palm Coast, FL 32164Listed by REALTY ONE GROUP ELEVATEMar 2026$300,000$1533/21,9623431
17 Sleigh Bell Place, Palm Coast, FL 32164Listed by DJ & LINDSEY REAL ESTATEAug 2026$365,000$2044/21,787771.1
4 Severn Court, Palm Coast, FL 32164Listed by HEARTLAND REAL ESTATE SERVICESSep 2026$270,000$2323/21,166241.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,700
Price / Sq Ft$185
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,616
Acres0.29 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouthwest

School Information

ElementaryBunnell
MiddleBuddy Taylor

Community Information

Address43 Selma Trail, Palm Coast, FL 32164
Area603-Flagler County-South Central
SubdivisionPalm Coast
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size12,632.4 sq ft
Lot Dimensions12,502 sq ft
Parcel Number0711317058005500010
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories1
LaundryIn Unit

Exterior

Lot DescriptionDrainage Canal, Few Trees
Patio / PorchFront Porch, Patio
RoofShingle
ConstructionBlock, Stucco
Other StructuresShed(s)
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedOctober 31, 2025
Days on Market48
Tax Amount$1,186.96
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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