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Sold·Closed Jan 22, 2026·48 days on market
43 Selma Trail
Palm Coast, FL 32164
About this home
Palm Coast
Enjoy the benefits of living in Palm Coast on a private, over-sized lot in a welcoming concrete block home; inside and outside are newly painted and have brand new laminate flooring. NEW ROOF, New Water Heater, AC less than 5 yrs old. Convenient central kitchen with Stainless steel appliances; washer & dryer; storage shed all remain to make this home ready to be your own. NO HOA or CDD help keep monthly payments lower. Private primary bedroom has a spacious walk-in closet and en-suite bath. The additional two bedrooms are split across the living room with middle second bathroom. Sliding doors open to the patio and over-sized lot. Come see this home and move in before holidays.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2001)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 20 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 16 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 13 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Bing's Landing Accessible Kayak Launch Dockabout 13 mi · Atlantic ICW (Flagler County) Matanzas River
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Northeast-facing backyard — summer sunrises, all-day cool
The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:36 AM, sunset 6:40 PM.
- The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
- The coolest diagonal for a lanai.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $1,187/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $185/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 170 Secretary Trail, Palm Coast, FL 32164Listed by LPT REALTY LLC | May 2026 | $295,000 | $176 | 3/2 | 1,677 | 38 | 0.5 |
| 38 Sea Front Trail, Palm Coast, FL 32164Listed by EAZ REALTY LLC | Apr 2026 | $347,000 | $223 | 3/2 | 1,555 | 283 | 0.5 |
| 2 Seamanship Trail, Palm Coast, FL 32164Listed by EAZ REALTY LLC | Mar 2026 | $389,900 | $217 | 4/2 | 1,800 | 189 | 0.8 |
| 24 Seville Orange Path, Palm Coast, FL 32164Listed by REALTY ONE GROUP ELEVATE | Mar 2026 | $300,000 | $153 | 3/2 | 1,962 | 343 | 1 |
| 17 Sleigh Bell Place, Palm Coast, FL 32164Listed by DJ & LINDSEY REAL ESTATE | Aug 2026 | $365,000 | $204 | 4/2 | 1,787 | 77 | 1.1 |
| 4 Severn Court, Palm Coast, FL 32164Listed by HEARTLAND REAL ESTATE SERVICES | Sep 2026 | $270,000 | $232 | 3/2 | 1,166 | 24 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Jan 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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