Sold·Closed Sep 11, 2026·24 days on market
4 Severn Court
Palm Coast, FL 32164
About this home
Palm Coast
Welcome to 4 Severn Ct, a charming Palm Coast turnkey home offering updated comfort and convenience. Located in Seminole Woods with no HOA, this well-maintained 3-bed, 2-bath home sits on a spacious .23-acre lot and offers an excellent opportunity for first-time buyers, downsizers, or investors. Built in 2005 and offering 1,166 square feet of living space, this home features an updated kitchen and bathrooms, along with a newer water heater, newer AC system, and an attached 2-car garage upgraded with sliding screens. Step outside to enjoy the well-appointed backyard with a covered awning, concrete patio, storage shed, and a separate hobby shed with electric hookup - ideal for a workshop, creative space, home office, or extra storage.The versatile yard offers room to relax, entertain, and make it your own. Ideally located close to shopping, dining, parks, schools, and major roadways, this Palm Coast home combines updated affordability and with everyday convenience.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone HUR
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · Palm Coast - building count > 0 within city limits · Public water (record)
County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,731 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 12, 2026Closed$270,000
- Aug 9, 2026Active Under Contract$270,000
- Aug 1, 2026Active$270,000
- Jul 27, 2026Active Under Contract$270,000
- Jul 16, 2026Listed$270,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $234/sq ft; this home is listed at $232/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 289 Montgomery Court, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDA | Jun 2025 | $339,990 | $245 | 3/2 | 1,388 | 102 | 1.2 |
| 221 Montgomery Court, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDA | Dec 2025 | $299,990 | $216 | 3/2 | 1,388 | 245 | 1.3 |
| 220 Montgomery Court, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDA | Sep 2025 | $324,990 | $234 | 3/2 | 1,388 | 144 | 1.3 |
| 1303 Ribbon Place, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDA | Apr 2025 | $338,000 | $244 | 3/2 | 1,388 | 148 | 1.3 |
| 1335 Ribbon Place Place, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDA | Sep 2026 | $299,990 | $216 | 3/2 | 1,388 | 150 | 1.4 |
| 41 Slipper Trail, Palm Coast, FL 32164Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Jul 2026 | $280,000 | $187 | 3/2 | 1,499 | 142 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HEARTLAND REAL ESTATE SERVICES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines