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Sold·Closed May 8, 2026·41 days on market

45700 Jones Way Way

Callahan, FL 32011

$288,900sold priceListed at $278,900 · 103.6% of asking$184/sqftMLS# 2115734
3
Beds
2
Baths
1,568
Sq Ft
2025
Built
—
Garage
No
Pool
No HOA1.85 acresManufactured Home1 storyNew construction

About this home

Callahan

Brand new MFH by Clayton Homes that sits on a spacious 1.85 acre lot. Home has GR with entertainment wall & open kitchen with tons of cabinets & counter space plus big island & coffee nook. The appliances include side by side refrigerator, d/w & smooth top range. Nice Dr that looks out glass sliding door to big yard & trees for privacy. The master suite is at one end & has double vanities & big tun shower combo & a walk in closet plus another walk in in BR. the other 2 BRs are at other end of home for privacy & they share a nice size bath. The laundry room is oversized & opens to side of home. Home had upgraded vinyl floors through out. Clayton offers a one year home warranty from date of closing.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,600
Property taxesest. at asking price, Nassau County$399
Estimated total, before insurance$1,999/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,105/yr · $92/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$288,900
$57,780
Loan Term
Monthly Payment
$1,600
Principal & Interest: $1,600
Property taxes (est.): $399
Insurance (est.): $193
Estimated Total Monthly
$2,192
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,004 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,105/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 27, 2026Listed$278,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $260/sq ft; this home is listed at $178/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
45144 Musslewhite Road, Callahan, FL 32011Listed by WATSON REALTY CORPSep 2026$609,000$3443/2.51,77090.6
450409 State Road 200, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCMay 2026$290,000$1733/21,68000.7
45575 Ingleham Circle, Callahan, FL 32011Listed by RE/MAX BLUE COASTOct 2025$255,000$1963/21,300771.3
45053 R Jones Road, Callahan, FL 32011Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAAug 2026$275,000$1394/31,9761001.7
45110 Booth Street, Callahan, FL 32011Listed by NUVIEW REALTYJul 2026$325,000$2603/21,2511412
45186 Bismark Road, Callahan, FL 32011Listed by ROOT REALTY LLCAug 2025$390,900$3353/21,166292

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$278,900
Price / Sq Ft$178
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,568
Acres1.85 acres
Year Built2025
TypeResidential
Sub-TypeManufactured Home
StyleTraditional
Property ConditionUnder Construction
StatusClosed
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address45700 Jones Way Way, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionCallahan
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size80,586 sq ft
Parcel Number172N25000000110010

Amenities

UtilitiesCable Available, Electricity Available, Water Available
SewerSeptic Tank
Water SourceWell
ParkingOff Street

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Plumbed For Ice Maker, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionFew Trees
RoofShingle
ConstructionVinyl Siding
Road SurfaceDirt

Additional Information

Date ListedMarch 27, 2026
Days on Market41
Tax Amount$1,104.75
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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